Insurance Sales Agent salary in the U.S.
Insurance Sales Agents in the U.S. earn a median of $62,280 a year ($29.94 an hour), based on BLS data for 479,100 workers.
Pay ranges from $37,330 for the lowest-paid 10% to $138,140 for the top 10%. The average (mean) salary is $81,480, above the median because a few high earners pull it up.
Pay range for insurance sales agents in the U.S.
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $37,330 | $17.95 |
| 25th percentile | $46,870 | $22.53 |
| Median | $62,280 | $29.94 |
| 75th percentile | $96,950 | $46.61 |
| 90th percentile (top earners) | $138,140 | $66.41 |
| Average (mean) | $81,480 | $39.18 |
Half of insurance sales agents earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,190 |
| Semi-monthly (24 a year) | $2,595 |
| Biweekly (26 a year) | $2,395.38 |
| Weekly | $1,197.69 |
| Hourly | $29.94 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Sales Agent salary by state
| State | Median salary | Workers |
|---|---|---|
| District of Columbia | $84,530 | n/a |
| New Jersey | $81,640 | 11,370 |
| Rhode Island | $79,930 | 1,700 |
| Wisconsin | $79,450 | 7,860 |
| Massachusetts | $79,300 | 9,940 |
| Minnesota | $78,640 | 10,010 |
| New York | $78,110 | 22,420 |
| California | $76,120 | 41,160 |
| Connecticut | $74,840 | 5,230 |
| New Hampshire | $74,370 | 2,320 |
| Pennsylvania | $73,370 | 19,390 |
| South Dakota | $71,990 | 1,870 |
| Wyoming | $71,830 | 850 |
| North Dakota | $71,220 | 1,460 |
| Vermont | $70,720 | 730 |
| Colorado | $68,730 | 9,530 |
| Alabama | $65,510 | 7,430 |
| Illinois | $64,280 | 16,360 |
| Hawaii | $64,170 | 1,070 |
| Maine | $62,920 | 2,240 |
| Virgin Islands | $62,550 | 60 |
| Montana | $62,040 | 2,090 |
| Michigan | $61,900 | 12,160 |
| Georgia | $61,850 | 18,030 |
| Oregon | $61,680 | 5,370 |
| Nebraska | $61,590 | 6,160 |
| Arizona | $61,560 | 11,870 |
| Indiana | $61,360 | 10,440 |
| South Carolina | $61,350 | 8,220 |
| Ohio | $61,260 | 16,250 |
| Utah | $61,230 | 4,620 |
| Washington | $61,040 | 10,500 |
| Kentucky | $60,880 | 6,210 |
| Virginia | $60,520 | 9,480 |
| Kansas | $60,370 | 6,360 |
| Iowa | $60,140 | 6,840 |
| Florida | $59,790 | 47,560 |
| Missouri | $58,990 | 10,030 |
| North Carolina | $58,710 | 20,540 |
| Idaho | $58,510 | 3,200 |
| Maryland | $58,300 | 5,700 |
| Tennessee | $57,120 | 7,610 |
| Arkansas | $56,720 | 4,580 |
| Louisiana | $55,440 | 7,100 |
| Texas | $51,180 | 47,060 |
| Alaska | $50,500 | 540 |
| Nevada | $49,100 | 4,200 |
| Mississippi | $47,930 | 3,210 |
| Oklahoma | $47,920 | 5,310 |
| Delaware | $46,710 | 1,220 |
| West Virginia | $45,480 | 1,430 |
| New Mexico | $45,180 | 2,200 |
| Guam | $37,010 | 70 |
| Puerto Rico | $36,250 | 2,650 |
Best-paying metro areas for insurance sales agents
| Metro area | Median salary | Workers |
|---|---|---|
| San Francisco-Oakland-Fremont, CA | $95,640 | 4,860 |
| Fond du Lac, WI | $95,110 | 120 |
| Minneapolis-St. Paul-Bloomington, MN-WI | $84,670 | 6,750 |
| Santa Maria-Santa Barbara, CA | $83,990 | 350 |
| Bloomington, IL | $82,040 | 780 |
| Sheboygan, WI | $81,550 | 100 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | $81,540 | 8,480 |
| Milwaukee-Waukesha, WI | $81,080 | 2,250 |
| Sacramento-Roseville-Folsom, CA | $80,940 | 2,780 |
| Madison, WI | $80,700 | 1,090 |
| New York-Newark-Jersey City, NY-NJ | $80,620 | 21,280 |
| La Crosse-Onalaska, WI-MN | $80,300 | 130 |
| Boston-Cambridge-Newton, MA-NH | $80,120 | 7,420 |
| Sioux Falls, SD-MN | $79,690 | 660 |
| Santa Rosa-Petaluma, CA | $79,680 | 440 |
Metro areas with the most insurance sales agents
| Metro area | Workers | Median salary |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | 21,280 | $80,620 |
| Dallas-Fort Worth-Arlington, TX | 15,800 | $59,510 |
| Los Angeles-Long Beach-Anaheim, CA | 14,680 | $76,870 |
| Miami-Fort Lauderdale-West Palm Beach, FL | 14,160 | $60,260 |
| Chicago-Naperville-Elgin, IL-IN | 11,870 | $69,240 |
| Atlanta-Sandy Springs-Roswell, GA | 9,660 | $75,990 |
| Phoenix-Mesa-Chandler, AZ | 9,020 | $61,570 |
| Tampa-St. Petersburg-Clearwater, FL | 8,750 | $60,820 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 8,480 | $81,540 |
| Houston-Pasadena-The Woodlands, TX | 8,000 | $46,460 |
| Boston-Cambridge-Newton, MA-NH | 7,420 | $80,120 |
| Charlotte-Concord-Gastonia, NC-SC | 6,800 | $62,490 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6,750 | $84,670 |
| Seattle-Tacoma-Bellevue, WA | 5,890 | $61,630 |
| Kansas City, MO-KS | 5,310 | $65,410 |
Related jobs in the U.S.
| Job | Median salary | Hourly |
|---|---|---|
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | $69,990 | $33.65 |
| Securities, Commodities, and Financial Services Sales Agents | $78,660 | $37.82 |
| Advertising Sales Agent | $64,820 | $31.16 |
| Travel Agent | $50,160 | $24.11 |
| Retail Salesperson | $35,410 | $17.03 |
| Cashier | $32,880 | $15.81 |
| Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products | $72,080 | $34.65 |
| First-Line Supervisors of Retail Sales Workers | $48,520 | $23.33 |
| Counter and Rental Clerks | $41,300 | $19.86 |
| Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products | $104,920 | $50.44 |
| Parts Salesperson | $38,630 | $18.57 |
| First-Line Supervisors of Non-Retail Sales Workers | $87,520 | $42.08 |
| Real Estate Sales Agent | $52,830 | $25.40 |
| Sales and Related Workers, All Other | $48,280 | $23.21 |
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 41-3021. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance sales agent make in the U.S.?
The median salary for insurance sales agents in the U.S. is $62,280 a year, or $29.94 an hour. Pay ranges from $37,330 for the lowest-paid 10% to $138,140 for the top 10%.
How much do the highest-paid insurance sales agents make in the U.S.?
The top 10% of insurance sales agents in the U.S. earn at least $138,140 a year. The top 25% earn $96,950 or more.
What is the starting pay for insurance sales agents in the U.S.?
Entry-level pay (the 10th percentile) is about $37,330 a year, and a quarter of insurance sales agents earn $46,870 or less.
How many insurance sales agents work in the U.S.?
About 479,100 insurance sales agents are employed in the U.S., not counting the self-employed.