Insurance Sales Agent salary in Kentucky
Insurance Sales Agents in Kentucky earn a median of $60,880 a year ($29.27 an hour), based on BLS data for 6,210 workers.
Pay ranges from $32,160 for the lowest-paid 10% to $144,780 for the top 10%. That is 2% lower than the national median of $62,280. Kentucky ranks 32nd of 51 states for insurance sales agents pay. There are 3.1 insurance sales agents per 1,000 jobs here — close to the national average. The average (mean) salary is $92,780, above the median because a few high earners pull it up.
Pay range for insurance sales agents in Kentucky
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $32,160 | $15.46 |
| 25th percentile | $46,260 | $22.24 |
| Median | $60,880 | $29.27 |
| 75th percentile | $81,000 | $38.94 |
| 90th percentile (top earners) | $144,780 | $69.61 |
| Average (mean) | $92,780 | $44.60 |
Half of insurance sales agents earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,073.33 |
| Semi-monthly (24 a year) | $2,536.67 |
| Biweekly (26 a year) | $2,341.54 |
| Weekly | $1,170.77 |
| Hourly | $29.27 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Sales Agent salary in cities in Kentucky
| Metro area | Median salary | Workers |
|---|---|---|
| Cincinnati, OH-KY-IN | $63,110 | 2,990 |
| Bowling Green, KY | $60,400 | 260 |
| Lexington-Fayette, KY | $59,510 | 750 |
| Owensboro, KY | $58,950 | 160 |
| Paducah, KY-IL | $58,270 | 120 |
| Clarksville, TN-KY | $49,550 | 180 |
| Elizabethtown, KY | $48,270 | 150 |
| Huntington-Ashland, WV-KY-OH | $46,880 | 250 |
Highest-paying states for insurance sales agents
| State | Median salary |
|---|---|
| District of Columbia | $84,530 |
| New Jersey | $81,640 |
| Rhode Island | $79,930 |
| Wisconsin | $79,450 |
| Massachusetts | $79,300 |
| Minnesota | $78,640 |
| New York | $78,110 |
| California | $76,120 |
| Connecticut | $74,840 |
| New Hampshire | $74,370 |
Related jobs in Kentucky
| Job | Median salary | Hourly |
|---|---|---|
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | $52,750 | $25.36 |
| Securities, Commodities, and Financial Services Sales Agents | $59,110 | $28.42 |
| Advertising Sales Agent | $51,580 | $24.80 |
| Travel Agent | $49,370 | $23.74 |
| Retail Salesperson | $29,650 | $14.26 |
| Cashier | $28,590 | $13.75 |
| First-Line Supervisors of Retail Sales Workers | $40,080 | $19.27 |
| Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products | $64,280 | $30.90 |
| Parts Salesperson | $36,400 | $17.50 |
| Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products | $97,640 | $46.94 |
| Counter and Rental Clerks | $38,990 | $18.75 |
| First-Line Supervisors of Non-Retail Sales Workers | $73,320 | $35.25 |
| Real Estate Sales Agent | $58,610 | $28.18 |
| Telemarketer | $34,450 | $16.56 |
More: Sales and Related Occupations · all salaries in Kentucky
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 41-3021. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance sales agent make in Kentucky?
The median salary for insurance sales agents in Kentucky is $60,880 a year, or $29.27 an hour. Pay ranges from $32,160 for the lowest-paid 10% to $144,780 for the top 10%.
How much do the highest-paid insurance sales agents make in Kentucky?
The top 10% of insurance sales agents in Kentucky earn at least $144,780 a year. The top 25% earn $81,000 or more.
What is the starting pay for insurance sales agents in Kentucky?
Entry-level pay (the 10th percentile) is about $32,160 a year, and a quarter of insurance sales agents earn $46,260 or less.
How many insurance sales agents work in Kentucky?
About 6,210 insurance sales agents are employed in Kentucky, not counting the self-employed.