Credit Analyst salary in Kentucky
Credit Analysts in Kentucky earn a median of $79,290 a year ($38.12 an hour), based on BLS data for 370 workers.
Pay ranges from $51,980 for the lowest-paid 10% to $130,200 for the top 10%. That is 5% lower than the national median of $83,510. Kentucky ranks 24th of 51 states for credit analysts pay. There are 0.18 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.44). The average (mean) salary is $87,210, above the median because a few high earners pull it up.
Pay range for credit analysts in Kentucky
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $51,980 | $24.99 |
| 25th percentile | $63,750 | $30.65 |
| Median | $79,290 | $38.12 |
| 75th percentile | $101,950 | $49.01 |
| 90th percentile (top earners) | $130,200 | $62.60 |
| Average (mean) | $87,210 | $41.93 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,607.50 |
| Semi-monthly (24 a year) | $3,303.75 |
| Biweekly (26 a year) | $3,049.62 |
| Weekly | $1,524.81 |
| Hourly | $38.12 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in cities in Kentucky
| Metro area | Median salary | Workers |
|---|---|---|
| Lexington-Fayette, KY | $84,140 | 40 |
| Cincinnati, OH-KY-IN | $77,500 | 640 |
| Louisville/Jefferson County, KY-IN | $63,020 | 160 |
| Huntington-Ashland, WV-KY-OH | $59,310 | 60 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
Related jobs in Kentucky
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $75,270 | $36.19 |
| Loan Officer | $62,090 | $29.85 |
| Financial and Investment Analysts | $81,660 | $39.26 |
| Personal Financial Advisor | $67,150 | $32.29 |
| Tax Examiners and Collectors, and Revenue Agents | $57,240 | $27.52 |
| Tax Preparer | $36,620 | $17.60 |
| Insurance Underwriter | $79,830 | $38.38 |
| Financial Specialists, All Other | $65,690 | $31.58 |
| Financial Examiner | $76,260 | $36.66 |
| Budget Analyst | $76,860 | $36.95 |
| Financial Risk Specialist | $74,640 | $35.89 |
| Credit Counselor | $48,150 | $23.15 |
| Property Appraisers and Assessors | $58,850 | $28.29 |
| Human Resources Specialist | $69,010 | $33.18 |
More: Business and Financial Operations Occupations · all salaries in Kentucky
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Kentucky?
The median salary for credit analysts in Kentucky is $79,290 a year, or $38.12 an hour. Pay ranges from $51,980 for the lowest-paid 10% to $130,200 for the top 10%.
How much do the highest-paid credit analysts make in Kentucky?
The top 10% of credit analysts in Kentucky earn at least $130,200 a year. The top 25% earn $101,950 or more.
What is the starting pay for credit analysts in Kentucky?
Entry-level pay (the 10th percentile) is about $51,980 a year, and a quarter of credit analysts earn $63,750 or less.
How many credit analysts work in Kentucky?
About 370 credit analysts are employed in Kentucky, not counting the self-employed.