Credit Analyst salary in the U.S.
Credit Analysts in the U.S. earn a median of $83,510 a year ($40.15 an hour), based on BLS data for 64,390 workers.
Pay ranges from $56,250 for the lowest-paid 10% to $169,230 for the top 10%. The average (mean) salary is $100,850, above the median because a few high earners pull it up.
Pay range for credit analysts in the U.S.
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $56,250 | $27.04 |
| 25th percentile | $65,210 | $31.35 |
| Median | $83,510 | $40.15 |
| 75th percentile | $122,460 | $58.88 |
| 90th percentile (top earners) | $169,230 | $81.36 |
| Average (mean) | $100,850 | $48.49 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,959.17 |
| Semi-monthly (24 a year) | $3,479.58 |
| Biweekly (26 a year) | $3,211.92 |
| Weekly | $1,605.96 |
| Hourly | $40.15 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary by state
| State | Median salary | Workers |
|---|---|---|
| New York | $133,270 | 7,960 |
| District of Columbia | $132,590 | 50 |
| Virginia | $102,430 | 2,460 |
| New Jersey | $100,940 | 1,220 |
| Hawaii | $98,900 | 130 |
| Connecticut | $98,230 | 560 |
| California | $97,860 | 5,260 |
| Massachusetts | $97,080 | 1,400 |
| Delaware | $94,680 | 720 |
| North Carolina | $94,570 | 3,270 |
| Washington | $91,160 | 1,280 |
| Rhode Island | $85,920 | 160 |
| Illinois | $84,990 | 3,130 |
| Minnesota | $82,630 | 1,110 |
| Maine | $81,750 | 280 |
| Alaska | $81,340 | 40 |
| Colorado | $81,270 | 870 |
| Oregon | $80,380 | 650 |
| Pennsylvania | $80,280 | 1,930 |
| Alabama | $79,970 | 370 |
| Nebraska | $79,730 | 510 |
| Ohio | $79,720 | 2,790 |
| Idaho | $79,650 | 330 |
| Kentucky | $79,290 | 370 |
| Texas | $78,730 | 6,130 |
| Florida | $78,360 | 4,040 |
| Georgia | $77,990 | 1,790 |
| New Hampshire | $77,980 | 230 |
| South Carolina | $77,530 | 690 |
| Arizona | $77,020 | 2,260 |
| Iowa | $76,760 | 480 |
| Maryland | $75,390 | 700 |
| Oklahoma | $75,330 | 550 |
| Mississippi | $74,880 | 280 |
| North Dakota | $74,810 | 300 |
| Montana | $74,650 | 190 |
| Michigan | $74,640 | 1,510 |
| Utah | $74,430 | 750 |
| Louisiana | $73,210 | 290 |
| Kansas | $73,120 | 520 |
| Nevada | $73,090 | 390 |
| South Dakota | $73,040 | 430 |
| Tennessee | $72,550 | 1,480 |
| New Mexico | $72,160 | 90 |
| Arkansas | $71,370 | 300 |
| Vermont | $71,220 | 90 |
| Wisconsin | $68,690 | 1,770 |
| Missouri | $65,350 | 1,160 |
| Indiana | $62,660 | 860 |
| Wyoming | $62,210 | 40 |
| West Virginia | $57,320 | 220 |
| Puerto Rico | $51,920 | 820 |
Best-paying metro areas for credit analysts
| Metro area | Median salary | Workers |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $136,500 | 7,530 |
| San Jose-Sunnyvale-Santa Clara, CA | $129,240 | 330 |
| San Francisco-Oakland-Fremont, CA | $122,590 | 850 |
| Burlington-South Burlington, VT | $120,480 | 40 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | $114,700 | 1,060 |
| Hartford-West Hartford-East Hartford, CT | $106,670 | 180 |
| Richmond, VA | $105,430 | n/a |
| Winchester, VA-WV | $102,740 | 30 |
| Boston-Cambridge-Newton, MA-NH | $101,890 | 1,080 |
| Birmingham, AL | $101,720 | 200 |
| Bridgeport-Stamford-Danbury, CT | $101,450 | 200 |
| Charlotte-Concord-Gastonia, NC-SC | $100,640 | 2,190 |
| Trenton-Princeton, NJ | $100,190 | 170 |
| Buffalo-Cheektowaga, NY | $99,640 | 460 |
| Urban Honolulu, HI | $98,900 | 120 |
Metro areas with the most credit analysts
| Metro area | Workers | Median salary |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | 7,530 | $136,500 |
| Dallas-Fort Worth-Arlington, TX | 3,210 | $80,530 |
| Chicago-Naperville-Elgin, IL-IN | 2,560 | $92,900 |
| Charlotte-Concord-Gastonia, NC-SC | 2,190 | $100,640 |
| Los Angeles-Long Beach-Anaheim, CA | 2,100 | $95,640 |
| Phoenix-Mesa-Chandler, AZ | 1,990 | $77,020 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 1,430 | $92,460 |
| Atlanta-Sandy Springs-Roswell, GA | 1,300 | $80,750 |
| Boston-Cambridge-Newton, MA-NH | 1,080 | $101,890 |
| Columbus, OH | 1,060 | $80,500 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,060 | $114,700 |
| Houston-Pasadena-The Woodlands, TX | 1,010 | $79,280 |
| Miami-Fort Lauderdale-West Palm Beach, FL | 940 | $77,750 |
| Detroit-Warren-Dearborn, MI | 870 | $74,640 |
| San Francisco-Oakland-Fremont, CA | 850 | $122,590 |
Related jobs in the U.S.
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $83,680 | $40.23 |
| Financial and Investment Analysts | $102,740 | $49.40 |
| Loan Officer | $76,690 | $36.87 |
| Personal Financial Advisor | $105,070 | $50.51 |
| Financial Specialists, All Other | $81,100 | $38.99 |
| Insurance Underwriter | $81,370 | $39.12 |
| Tax Preparer | $54,920 | $26.40 |
| Financial Examiner | $94,160 | $45.27 |
| Financial Risk Specialist | $117,330 | $56.41 |
| Property Appraisers and Assessors | $67,960 | $32.67 |
| Tax Examiners and Collectors, and Revenue Agents | $62,370 | $29.98 |
| Budget Analyst | $91,640 | $44.06 |
| Credit Counselor | $52,230 | $25.11 |
| Business Operations Specialists, All Other | $83,050 | $39.93 |
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in the U.S.?
The median salary for credit analysts in the U.S. is $83,510 a year, or $40.15 an hour. Pay ranges from $56,250 for the lowest-paid 10% to $169,230 for the top 10%.
How much do the highest-paid credit analysts make in the U.S.?
The top 10% of credit analysts in the U.S. earn at least $169,230 a year. The top 25% earn $122,460 or more.
What is the starting pay for credit analysts in the U.S.?
Entry-level pay (the 10th percentile) is about $56,250 a year, and a quarter of credit analysts earn $65,210 or less.
How many credit analysts work in the U.S.?
About 64,390 credit analysts are employed in the U.S., not counting the self-employed.