Credit Analyst salary in Phoenix-Mesa-Chandler, AZ
Credit Analysts in the Phoenix-Mesa-Chandler, AZ metro area earn a median of $77,020 a year ($37.03 an hour), based on BLS data for 1,990 workers.
Pay ranges from $57,060 for the lowest-paid 10% to $126,630 for the top 10%. That is 8% lower than the national median of $83,510. Pay here is about the same as the Arizona statewide median of $77,020. There are 0.84 credit analysts per 1,000 jobs here — the job is 2.0× more common than nationally. The average (mean) salary is $85,070, above the median because a few high earners pull it up.
Pay range for credit analysts in Phoenix-Mesa-Chandler, AZ
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $57,060 | $27.43 |
| 25th percentile | $64,120 | $30.83 |
| Median | $77,020 | $37.03 |
| 75th percentile | $95,240 | $45.79 |
| 90th percentile (top earners) | $126,630 | $60.88 |
| Average (mean) | $85,070 | $40.90 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,418.33 |
| Semi-monthly (24 a year) | $3,209.17 |
| Biweekly (26 a year) | $2,962.31 |
| Weekly | $1,481.15 |
| Hourly | $37.03 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Tucson, AZ | $60,540 | 50 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Arizona statewide figures.
Related jobs in Phoenix-Mesa-Chandler, AZ
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,820 | $38.86 |
| Loan Officer | $61,850 | $29.73 |
| Personal Financial Advisor | $103,680 | $49.85 |
| Financial and Investment Analysts | $94,700 | $45.53 |
| Insurance Underwriter | $77,740 | $37.38 |
| Financial Examiner | $80,490 | $38.70 |
| Tax Preparer | $44,770 | $21.52 |
| Financial Risk Specialist | $101,990 | $49.03 |
| Property Appraisers and Assessors | $51,250 | $24.64 |
| Credit Counselor | $54,110 | $26.02 |
| Financial Specialists, All Other | $81,440 | $39.15 |
| Budget Analyst | $84,810 | $40.78 |
| Tax Examiners and Collectors, and Revenue Agents | $95,060 | $45.70 |
| Project Management Specialist | $100,780 | $48.45 |
More: Business and Financial Operations Occupations · all salaries in Phoenix-Mesa-Chandler, AZ
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Phoenix-Mesa-Chandler, AZ?
The median salary for credit analysts in the Phoenix-Mesa-Chandler, AZ metro area is $77,020 a year, or $37.03 an hour. Pay ranges from $57,060 for the lowest-paid 10% to $126,630 for the top 10%.
How much do the highest-paid credit analysts make in Phoenix-Mesa-Chandler, AZ?
The top 10% of credit analysts in the Phoenix-Mesa-Chandler, AZ metro area earn at least $126,630 a year. The top 25% earn $95,240 or more.
What is the starting pay for credit analysts in Phoenix-Mesa-Chandler, AZ?
Entry-level pay (the 10th percentile) is about $57,060 a year, and a quarter of credit analysts earn $64,120 or less.
How many credit analysts work in Phoenix-Mesa-Chandler, AZ?
About 1,990 credit analysts are employed in the Phoenix-Mesa-Chandler, AZ metro area, not counting the self-employed.