Credit Analyst salary in California
Credit Analysts in California earn a median of $97,860 a year ($47.05 an hour), based on BLS data for 5,260 workers.
Pay ranges from $61,380 for the lowest-paid 10% to $194,760 for the top 10%. That is 17% higher than the national median of $83,510. California ranks 7th of 51 states for credit analysts pay. There are 0.29 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.70). The average (mean) salary is $113,670, above the median because a few high earners pull it up.
Pay range for credit analysts in California
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $61,380 | $29.51 |
| 25th percentile | $76,380 | $36.72 |
| Median | $97,860 | $47.05 |
| 75th percentile | $138,710 | $66.69 |
| 90th percentile (top earners) | $194,760 | $93.64 |
| Average (mean) | $113,670 | $54.65 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $8,155 |
| Semi-monthly (24 a year) | $4,077.50 |
| Biweekly (26 a year) | $3,763.85 |
| Weekly | $1,881.92 |
| Hourly | $47.05 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in cities in California
| Metro area | Median salary | Workers |
|---|---|---|
| San Jose-Sunnyvale-Santa Clara, CA | $129,240 | 330 |
| San Francisco-Oakland-Fremont, CA | $122,590 | 850 |
| Los Angeles-Long Beach-Anaheim, CA | $95,640 | 2,100 |
| San Diego-Chula Vista-Carlsbad, CA | $95,310 | 440 |
| Santa Rosa-Petaluma, CA | $90,720 | 30 |
| Oxnard-Thousand Oaks-Ventura, CA | $85,530 | 100 |
| Riverside-San Bernardino-Ontario, CA | $80,100 | 160 |
| Sacramento-Roseville-Folsom, CA | $79,470 | 270 |
| Bakersfield-Delano, CA | $79,390 | 30 |
| Fresno, CA | $73,900 | 50 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
Related jobs in California
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $97,050 | $46.66 |
| Financial and Investment Analysts | $109,110 | $52.46 |
| Personal Financial Advisor | $130,330 | $62.66 |
| Loan Officer | $81,770 | $39.31 |
| Financial Specialists, All Other | $80,810 | $38.85 |
| Tax Preparer | $70,030 | $33.67 |
| Tax Examiners and Collectors, and Revenue Agents | $74,110 | $35.63 |
| Insurance Underwriter | $95,320 | $45.83 |
| Property Appraisers and Assessors | $88,900 | $42.74 |
| Financial Risk Specialist | $129,110 | $62.07 |
| Financial Examiner | $106,000 | $50.96 |
| Budget Analyst | $99,520 | $47.84 |
| Credit Counselor | $67,120 | $32.27 |
| Business Operations Specialists, All Other | $87,570 | $42.10 |
More: Business and Financial Operations Occupations · all salaries in California
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in California?
The median salary for credit analysts in California is $97,860 a year, or $47.05 an hour. Pay ranges from $61,380 for the lowest-paid 10% to $194,760 for the top 10%.
How much do the highest-paid credit analysts make in California?
The top 10% of credit analysts in California earn at least $194,760 a year. The top 25% earn $138,710 or more.
What is the starting pay for credit analysts in California?
Entry-level pay (the 10th percentile) is about $61,380 a year, and a quarter of credit analysts earn $76,380 or less.
How many credit analysts work in California?
About 5,260 credit analysts are employed in California, not counting the self-employed.