Credit Analyst salary in Massachusetts
Credit Analysts in Massachusetts earn a median of $97,080 a year ($46.68 an hour), based on BLS data for 1,400 workers.
Pay ranges from $64,530 for the lowest-paid 10% to $173,680 for the top 10%. That is 16% higher than the national median of $83,510. Massachusetts ranks 8th of 51 states for credit analysts pay. There are 0.39 credit analysts per 1,000 jobs here — close to the national average. The average (mean) salary is $105,580, above the median because a few high earners pull it up.
Pay range for credit analysts in Massachusetts
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $64,530 | $31.03 |
| 25th percentile | $74,110 | $35.63 |
| Median | $97,080 | $46.68 |
| 75th percentile | $131,030 | $63.00 |
| 90th percentile (top earners) | $173,680 | $83.50 |
| Average (mean) | $105,580 | $50.76 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $8,090 |
| Semi-monthly (24 a year) | $4,045 |
| Biweekly (26 a year) | $3,733.85 |
| Weekly | $1,866.92 |
| Hourly | $46.68 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in cities in Massachusetts
| Metro area | Median salary | Workers |
|---|---|---|
| Boston-Cambridge-Newton, MA-NH | $101,890 | 1,080 |
| Providence-Warwick, RI-MA | $80,970 | 250 |
| Worcester, MA | $76,230 | 120 |
| Springfield, MA | $74,470 | 50 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
Related jobs in Massachusetts
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $99,460 | $47.82 |
| Financial and Investment Analysts | $111,040 | $53.38 |
| Loan Officer | $101,600 | $48.85 |
| Insurance Underwriter | $106,640 | $51.27 |
| Tax Preparer | $58,400 | $28.08 |
| Financial Risk Specialist | $130,400 | $62.69 |
| Budget Analyst | $92,260 | $44.36 |
| Tax Examiners and Collectors, and Revenue Agents | $75,560 | $36.33 |
| Property Appraisers and Assessors | $91,750 | $44.11 |
| Financial Examiner | $111,110 | $53.42 |
| Credit Counselor | $63,240 | $30.41 |
| Financial Specialists, All Other | $99,970 | $48.06 |
| Personal Financial Advisor | $125,670 | $60.42 |
| Market Research Analysts and Marketing Specialists | $101,810 | $48.95 |
More: Business and Financial Operations Occupations · all salaries in Massachusetts
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Massachusetts?
The median salary for credit analysts in Massachusetts is $97,080 a year, or $46.68 an hour. Pay ranges from $64,530 for the lowest-paid 10% to $173,680 for the top 10%.
How much do the highest-paid credit analysts make in Massachusetts?
The top 10% of credit analysts in Massachusetts earn at least $173,680 a year. The top 25% earn $131,030 or more.
What is the starting pay for credit analysts in Massachusetts?
Entry-level pay (the 10th percentile) is about $64,530 a year, and a quarter of credit analysts earn $74,110 or less.
How many credit analysts work in Massachusetts?
About 1,400 credit analysts are employed in Massachusetts, not counting the self-employed.