Credit Analyst salary in New Jersey
Credit Analysts in New Jersey earn a median of $100,940 a year ($48.53 an hour), based on BLS data for 1,220 workers.
Pay ranges from $71,590 for the lowest-paid 10% to $169,490 for the top 10%. That is 21% higher than the national median of $83,510. New Jersey ranks 4th of 51 states for credit analysts pay, one of the best-paying states for this job. There are 0.28 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.69). The average (mean) salary is $112,680, above the median because a few high earners pull it up.
Pay range for credit analysts in New Jersey
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $71,590 | $34.42 |
| 25th percentile | $80,280 | $38.60 |
| Median | $100,940 | $48.53 |
| 75th percentile | $131,320 | $63.14 |
| 90th percentile (top earners) | $169,490 | $81.48 |
| Average (mean) | $112,680 | $54.18 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $8,411.67 |
| Semi-monthly (24 a year) | $4,205.83 |
| Biweekly (26 a year) | $3,882.31 |
| Weekly | $1,941.15 |
| Hourly | $48.53 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in cities in New Jersey
| Metro area | Median salary | Workers |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $136,500 | 7,530 |
| Trenton-Princeton, NJ | $100,190 | 170 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | $92,460 | 1,430 |
| Allentown-Bethlehem-Easton, PA-NJ | $72,690 | 60 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
Related jobs in New Jersey
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $100,830 | $48.48 |
| Financial and Investment Analysts | $108,610 | $52.22 |
| Personal Financial Advisor | $158,570 | $76.24 |
| Loan Officer | $92,920 | $44.67 |
| Financial Specialists, All Other | $98,630 | $47.42 |
| Tax Preparer | $43,420 | $20.88 |
| Insurance Underwriter | $96,220 | $46.26 |
| Financial Risk Specialist | $129,220 | $62.12 |
| Financial Examiner | $106,410 | $51.16 |
| Tax Examiners and Collectors, and Revenue Agents | $96,420 | $46.36 |
| Property Appraisers and Assessors | $92,390 | $44.42 |
| Budget Analyst | $96,250 | $46.28 |
| Credit Counselor | $57,180 | $27.49 |
| Business Operations Specialists, All Other | $91,060 | $43.78 |
More: Business and Financial Operations Occupations · all salaries in New Jersey
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in New Jersey?
The median salary for credit analysts in New Jersey is $100,940 a year, or $48.53 an hour. Pay ranges from $71,590 for the lowest-paid 10% to $169,490 for the top 10%.
How much do the highest-paid credit analysts make in New Jersey?
The top 10% of credit analysts in New Jersey earn at least $169,490 a year. The top 25% earn $131,320 or more.
What is the starting pay for credit analysts in New Jersey?
Entry-level pay (the 10th percentile) is about $71,590 a year, and a quarter of credit analysts earn $80,280 or less.
How many credit analysts work in New Jersey?
About 1,220 credit analysts are employed in New Jersey, not counting the self-employed.