Credit Counselor salary in Massachusetts
Credit Counselors in Massachusetts earn a median of $63,240 a year ($30.41 an hour), based on BLS data for 770 workers.
Pay ranges from $44,730 for the lowest-paid 10% to $94,110 for the top 10%. That is 21% higher than the national median of $52,230. Massachusetts ranks 4th of 46 states for credit counselors pay, one of the best-paying states for this job. There are 0.21 credit counselors per 1,000 jobs here — close to the national average. The average (mean) salary is $67,020, above the median because a few high earners pull it up.
Pay range for credit counselors in Massachusetts
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $44,730 | $21.50 |
| 25th percentile | $53,340 | $25.65 |
| Median | $63,240 | $30.41 |
| 75th percentile | $79,350 | $38.15 |
| 90th percentile (top earners) | $94,110 | $45.25 |
| Average (mean) | $67,020 | $32.22 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,270 |
| Semi-monthly (24 a year) | $2,635 |
| Biweekly (26 a year) | $2,432.31 |
| Weekly | $1,216.15 |
| Hourly | $30.41 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Counselor salary in cities in Massachusetts
| Metro area | Median salary | Workers |
|---|---|---|
| Boston-Cambridge-Newton, MA-NH | $64,080 | 620 |
| Worcester, MA | $60,680 | 60 |
| Providence-Warwick, RI-MA | $58,480 | 160 |
| Springfield, MA | $51,140 | 50 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in Massachusetts
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $99,460 | $47.82 |
| Financial and Investment Analysts | $111,040 | $53.38 |
| Loan Officer | $101,600 | $48.85 |
| Insurance Underwriter | $106,640 | $51.27 |
| Tax Preparer | $58,400 | $28.08 |
| Financial Risk Specialist | $130,400 | $62.69 |
| Credit Analyst | $97,080 | $46.68 |
| Budget Analyst | $92,260 | $44.36 |
| Tax Examiners and Collectors, and Revenue Agents | $75,560 | $36.33 |
| Property Appraisers and Assessors | $91,750 | $44.11 |
| Financial Examiner | $111,110 | $53.42 |
| Financial Specialists, All Other | $99,970 | $48.06 |
| Personal Financial Advisor | $125,670 | $60.42 |
| Market Research Analysts and Marketing Specialists | $101,810 | $48.95 |
More: Business and Financial Operations Occupations · all salaries in Massachusetts
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Massachusetts?
The median salary for credit counselors in Massachusetts is $63,240 a year, or $30.41 an hour. Pay ranges from $44,730 for the lowest-paid 10% to $94,110 for the top 10%.
How much do the highest-paid credit counselors make in Massachusetts?
The top 10% of credit counselors in Massachusetts earn at least $94,110 a year. The top 25% earn $79,350 or more.
What is the starting pay for credit counselors in Massachusetts?
Entry-level pay (the 10th percentile) is about $44,730 a year, and a quarter of credit counselors earn $53,340 or less.
How many credit counselors work in Massachusetts?
About 770 credit counselors are employed in Massachusetts, not counting the self-employed.