Credit Analyst salary in Texas
Credit Analysts in Texas earn a median of $78,730 a year ($37.85 an hour), based on BLS data for 6,130 workers.
Pay ranges from $50,600 for the lowest-paid 10% to $134,860 for the top 10%. That is 6% lower than the national median of $83,510. Texas ranks 25th of 51 states for credit analysts pay. There are 0.44 credit analysts per 1,000 jobs here — close to the national average. The average (mean) salary is $88,300, above the median because a few high earners pull it up.
Pay range for credit analysts in Texas
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $50,600 | $24.33 |
| 25th percentile | $60,920 | $29.29 |
| Median | $78,730 | $37.85 |
| 75th percentile | $101,080 | $48.60 |
| 90th percentile (top earners) | $134,860 | $64.84 |
| Average (mean) | $88,300 | $42.45 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,560.83 |
| Semi-monthly (24 a year) | $3,280.42 |
| Biweekly (26 a year) | $3,028.08 |
| Weekly | $1,514.04 |
| Hourly | $37.85 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in cities in Texas
| Metro area | Median salary | Workers |
|---|---|---|
| Austin-Round Rock-San Marcos, TX | $86,920 | 320 |
| Dallas-Fort Worth-Arlington, TX | $80,530 | 3,210 |
| Houston-Pasadena-The Woodlands, TX | $79,280 | 1,010 |
| Lubbock, TX | $72,390 | 40 |
| San Antonio-New Braunfels, TX | $66,010 | 440 |
| Killeen-Temple, TX | $62,620 | 30 |
| Longview, TX | $62,420 | 30 |
| McAllen-Edinburg-Mission, TX | $58,690 | 50 |
| El Paso, TX | $49,470 | 70 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
Related jobs in Texas
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,920 | $38.91 |
| Financial and Investment Analysts | $99,150 | $47.67 |
| Loan Officer | $66,370 | $31.91 |
| Personal Financial Advisor | $99,160 | $47.67 |
| Financial Specialists, All Other | $71,650 | $34.45 |
| Insurance Underwriter | $78,890 | $37.93 |
| Tax Preparer | $47,460 | $22.82 |
| Property Appraisers and Assessors | $65,840 | $31.66 |
| Financial Examiner | $78,140 | $37.57 |
| Financial Risk Specialist | $103,760 | $49.88 |
| Tax Examiners and Collectors, and Revenue Agents | $58,200 | $27.98 |
| Credit Counselor | $48,220 | $23.18 |
| Budget Analyst | $82,970 | $39.89 |
| Project Management Specialist | $98,440 | $47.33 |
More: Business and Financial Operations Occupations · all salaries in Texas
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Texas?
The median salary for credit analysts in Texas is $78,730 a year, or $37.85 an hour. Pay ranges from $50,600 for the lowest-paid 10% to $134,860 for the top 10%.
How much do the highest-paid credit analysts make in Texas?
The top 10% of credit analysts in Texas earn at least $134,860 a year. The top 25% earn $101,080 or more.
What is the starting pay for credit analysts in Texas?
Entry-level pay (the 10th percentile) is about $50,600 a year, and a quarter of credit analysts earn $60,920 or less.
How many credit analysts work in Texas?
About 6,130 credit analysts are employed in Texas, not counting the self-employed.