Credit Counselor salary in Texas
Credit Counselors in Texas earn a median of $48,220 a year ($23.18 an hour), based on BLS data for 3,950 workers.
Pay ranges from $36,120 for the lowest-paid 10% to $66,750 for the top 10%. That is 8% lower than the national median of $52,230. Texas ranks 32nd of 46 states for credit counselors pay. There are 0.28 credit counselors per 1,000 jobs here — the job is 1.6× more common than nationally. The average (mean) salary is $50,420, above the median because a few high earners pull it up.
Pay range for credit counselors in Texas
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $36,120 | $17.37 |
| 25th percentile | $39,240 | $18.87 |
| Median | $48,220 | $23.18 |
| 75th percentile | $57,140 | $27.47 |
| 90th percentile (top earners) | $66,750 | $32.09 |
| Average (mean) | $50,420 | $24.24 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,018.33 |
| Semi-monthly (24 a year) | $2,009.17 |
| Biweekly (26 a year) | $1,854.62 |
| Weekly | $927.31 |
| Hourly | $23.18 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Counselor salary in cities in Texas
| Metro area | Median salary | Workers |
|---|---|---|
| Dallas-Fort Worth-Arlington, TX | $51,820 | 1,080 |
| Austin-Round Rock-San Marcos, TX | $50,480 | 370 |
| San Antonio-New Braunfels, TX | $48,890 | 430 |
| McAllen-Edinburg-Mission, TX | $48,200 | 110 |
| Houston-Pasadena-The Woodlands, TX | $48,100 | 900 |
| Longview, TX | $46,330 | 50 |
| Brownsville-Harlingen, TX | $44,550 | 30 |
| El Paso, TX | $44,510 | 70 |
| College Station-Bryan, TX | $44,440 | 110 |
| Tyler, TX | $44,170 | 90 |
| Lubbock, TX | $40,960 | 50 |
| Beaumont-Port Arthur, TX | $40,480 | 30 |
| Amarillo, TX | $40,080 | 40 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in Texas
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,920 | $38.91 |
| Financial and Investment Analysts | $99,150 | $47.67 |
| Loan Officer | $66,370 | $31.91 |
| Personal Financial Advisor | $99,160 | $47.67 |
| Financial Specialists, All Other | $71,650 | $34.45 |
| Insurance Underwriter | $78,890 | $37.93 |
| Credit Analyst | $78,730 | $37.85 |
| Tax Preparer | $47,460 | $22.82 |
| Property Appraisers and Assessors | $65,840 | $31.66 |
| Financial Examiner | $78,140 | $37.57 |
| Financial Risk Specialist | $103,760 | $49.88 |
| Tax Examiners and Collectors, and Revenue Agents | $58,200 | $27.98 |
| Budget Analyst | $82,970 | $39.89 |
| Project Management Specialist | $98,440 | $47.33 |
More: Business and Financial Operations Occupations · all salaries in Texas
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Texas?
The median salary for credit counselors in Texas is $48,220 a year, or $23.18 an hour. Pay ranges from $36,120 for the lowest-paid 10% to $66,750 for the top 10%.
How much do the highest-paid credit counselors make in Texas?
The top 10% of credit counselors in Texas earn at least $66,750 a year. The top 25% earn $57,140 or more.
What is the starting pay for credit counselors in Texas?
Entry-level pay (the 10th percentile) is about $36,120 a year, and a quarter of credit counselors earn $39,240 or less.
How many credit counselors work in Texas?
About 3,950 credit counselors are employed in Texas, not counting the self-employed.