Credit Counselor salary in Lubbock, TX
Credit Counselors in the Lubbock, TX metro area earn a median of $40,960 a year ($19.69 an hour), based on BLS data for 50 workers.
Pay ranges from $28,040 for the lowest-paid 10% to $57,190 for the top 10%. That is 22% lower than the national median of $52,230. Pay here is 15% lower than the Texas statewide median of $48,220. There are 0.28 credit counselors per 1,000 jobs here — the job is 1.6× more common than nationally. The average (mean) salary is $44,540, above the median because a few high earners pull it up.
Pay range for credit counselors in Lubbock, TX
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $28,040 | $13.48 |
| 25th percentile | $40,830 | $19.63 |
| Median | $40,960 | $19.69 |
| 75th percentile | $50,430 | $24.24 |
| 90th percentile (top earners) | $57,190 | $27.50 |
| Average (mean) | $44,540 | $21.41 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $3,413.33 |
| Semi-monthly (24 a year) | $1,706.67 |
| Biweekly (26 a year) | $1,575.38 |
| Weekly | $787.69 |
| Hourly | $19.69 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Dallas-Fort Worth-Arlington, TX | $51,820 | 1,080 |
| Austin-Round Rock-San Marcos, TX | $50,480 | 370 |
| San Antonio-New Braunfels, TX | $48,890 | 430 |
| McAllen-Edinburg-Mission, TX | $48,200 | 110 |
| Houston-Pasadena-The Woodlands, TX | $48,100 | 900 |
| Longview, TX | $46,330 | 50 |
| Brownsville-Harlingen, TX | $44,550 | 30 |
| El Paso, TX | $44,510 | 70 |
| College Station-Bryan, TX | $44,440 | 110 |
| Tyler, TX | $44,170 | 90 |
| Beaumont-Port Arthur, TX | $40,480 | 30 |
| Amarillo, TX | $40,080 | 40 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the Texas statewide figures.
Related jobs in Lubbock, TX
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $74,390 | $35.77 |
| Loan Officer | $63,520 | $30.54 |
| Personal Financial Advisor | $82,030 | $39.44 |
| Financial and Investment Analysts | $77,800 | $37.41 |
| Financial Specialists, All Other | $57,890 | $27.83 |
| Financial Examiner | $77,670 | $37.34 |
| Property Appraisers and Assessors | $51,220 | $24.62 |
| Tax Preparer | $37,770 | $18.16 |
| Credit Analyst | $72,390 | $34.80 |
| Financial Risk Specialist | $63,140 | $30.36 |
| Project Management Specialist | $77,110 | $37.07 |
| Human Resources Specialist | $60,380 | $29.03 |
| Business Operations Specialists, All Other | $73,320 | $35.25 |
| Training and Development Specialists | $48,570 | $23.35 |
More: Business and Financial Operations Occupations · all salaries in Lubbock, TX
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Lubbock, TX?
The median salary for credit counselors in the Lubbock, TX metro area is $40,960 a year, or $19.69 an hour. Pay ranges from $28,040 for the lowest-paid 10% to $57,190 for the top 10%.
How much do the highest-paid credit counselors make in Lubbock, TX?
The top 10% of credit counselors in the Lubbock, TX metro area earn at least $57,190 a year. The top 25% earn $50,430 or more.
What is the starting pay for credit counselors in Lubbock, TX?
Entry-level pay (the 10th percentile) is about $28,040 a year, and a quarter of credit counselors earn $40,830 or less.
How many credit counselors work in Lubbock, TX?
About 50 credit counselors are employed in the Lubbock, TX metro area, not counting the self-employed.