Loan Officer salary in Texas
Loan Officers in Texas earn a median of $66,370 a year ($31.91 an hour), based on BLS data for 21,200 workers.
Pay ranges from $34,150 for the lowest-paid 10% to $135,280 for the top 10%. That is 13% lower than the national median of $76,690. Texas ranks 40th of 51 states for loan officers pay. There are 1.5 loan officers per 1,000 jobs here — close to the national average. The average (mean) salary is $79,410, above the median because a few high earners pull it up.
Pay range for loan officers in Texas
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $34,150 | $16.42 |
| 25th percentile | $48,030 | $23.09 |
| Median | $66,370 | $31.91 |
| 75th percentile | $95,770 | $46.04 |
| 90th percentile (top earners) | $135,280 | $65.04 |
| Average (mean) | $79,410 | $38.18 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,530.83 |
| Semi-monthly (24 a year) | $2,765.42 |
| Biweekly (26 a year) | $2,552.69 |
| Weekly | $1,276.35 |
| Hourly | $31.91 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Loan Officer salary in cities in Texas
| Metro area | Median salary | Workers |
|---|---|---|
| Dallas-Fort Worth-Arlington, TX | $73,930 | 8,370 |
| Midland, TX | $72,030 | 80 |
| Victoria, TX | $70,790 | 60 |
| Sherman-Denison, TX | $69,900 | 50 |
| Waco, TX | $68,210 | 120 |
| Houston-Pasadena-The Woodlands, TX | $67,560 | 3,410 |
| College Station-Bryan, TX | $67,060 | 120 |
| San Antonio-New Braunfels, TX | $66,810 | 1,510 |
| Longview, TX | $66,620 | 180 |
| Laredo, TX | $64,170 | 50 |
| Brownsville-Harlingen, TX | $64,000 | 100 |
| Lubbock, TX | $63,520 | 280 |
| McAllen-Edinburg-Mission, TX | $61,500 | 250 |
| Amarillo, TX | $61,160 | 160 |
| San Angelo, TX | $60,860 | 50 |
| Killeen-Temple, TX | $60,750 | 170 |
| Beaumont-Port Arthur, TX | $60,440 | 200 |
| Austin-Round Rock-San Marcos, TX | $59,210 | 1,890 |
| El Paso, TX | $58,910 | 370 |
| Texarkana, TX-AR | $58,350 | 90 |
| Wichita Falls, TX | $58,240 | 70 |
| Corpus Christi, TX | $55,530 | 250 |
| Abilene, TX | $55,230 | 150 |
| Tyler, TX | $51,870 | 130 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
Related jobs in Texas
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,920 | $38.91 |
| Financial and Investment Analysts | $99,150 | $47.67 |
| Personal Financial Advisor | $99,160 | $47.67 |
| Financial Specialists, All Other | $71,650 | $34.45 |
| Insurance Underwriter | $78,890 | $37.93 |
| Credit Analyst | $78,730 | $37.85 |
| Tax Preparer | $47,460 | $22.82 |
| Property Appraisers and Assessors | $65,840 | $31.66 |
| Financial Examiner | $78,140 | $37.57 |
| Financial Risk Specialist | $103,760 | $49.88 |
| Tax Examiners and Collectors, and Revenue Agents | $58,200 | $27.98 |
| Credit Counselor | $48,220 | $23.18 |
| Budget Analyst | $82,970 | $39.89 |
| Project Management Specialist | $98,440 | $47.33 |
More: Business and Financial Operations Occupations · all salaries in Texas
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in Texas?
The median salary for loan officers in Texas is $66,370 a year, or $31.91 an hour. Pay ranges from $34,150 for the lowest-paid 10% to $135,280 for the top 10%.
How much do the highest-paid loan officers make in Texas?
The top 10% of loan officers in Texas earn at least $135,280 a year. The top 25% earn $95,770 or more.
What is the starting pay for loan officers in Texas?
Entry-level pay (the 10th percentile) is about $34,150 a year, and a quarter of loan officers earn $48,030 or less.
How many loan officers work in Texas?
About 21,200 loan officers are employed in Texas, not counting the self-employed.