Insurance Underwriter salary in Texas
Insurance Underwriters in Texas earn a median of $78,890 a year ($37.93 an hour), based on BLS data for 9,980 workers.
Pay ranges from $51,440 for the lowest-paid 10% to $135,410 for the top 10%. That is 3% lower than the national median of $81,370. Texas ranks 28th of 49 states for insurance underwriters pay. There are 0.71 insurance underwriters per 1,000 jobs here — close to the national average. The average (mean) salary is $88,790, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Texas
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $51,440 | $24.73 |
| 25th percentile | $61,620 | $29.63 |
| Median | $78,890 | $37.93 |
| 75th percentile | $105,040 | $50.50 |
| 90th percentile (top earners) | $135,410 | $65.10 |
| Average (mean) | $88,790 | $42.69 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,574.17 |
| Semi-monthly (24 a year) | $3,287.08 |
| Biweekly (26 a year) | $3,034.23 |
| Weekly | $1,517.12 |
| Hourly | $37.93 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Underwriter salary in cities in Texas
| Metro area | Median salary | Workers |
|---|---|---|
| Dallas-Fort Worth-Arlington, TX | $79,590 | 4,140 |
| Houston-Pasadena-The Woodlands, TX | $77,770 | 1,520 |
| Austin-Round Rock-San Marcos, TX | $75,910 | 870 |
| San Antonio-New Braunfels, TX | $75,750 | 1,070 |
| Waco, TX | $61,560 | 160 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
Related jobs in Texas
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,920 | $38.91 |
| Financial and Investment Analysts | $99,150 | $47.67 |
| Loan Officer | $66,370 | $31.91 |
| Personal Financial Advisor | $99,160 | $47.67 |
| Financial Specialists, All Other | $71,650 | $34.45 |
| Credit Analyst | $78,730 | $37.85 |
| Tax Preparer | $47,460 | $22.82 |
| Property Appraisers and Assessors | $65,840 | $31.66 |
| Financial Examiner | $78,140 | $37.57 |
| Financial Risk Specialist | $103,760 | $49.88 |
| Tax Examiners and Collectors, and Revenue Agents | $58,200 | $27.98 |
| Credit Counselor | $48,220 | $23.18 |
| Budget Analyst | $82,970 | $39.89 |
| Project Management Specialist | $98,440 | $47.33 |
More: Business and Financial Operations Occupations · all salaries in Texas
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Texas?
The median salary for insurance underwriters in Texas is $78,890 a year, or $37.93 an hour. Pay ranges from $51,440 for the lowest-paid 10% to $135,410 for the top 10%.
How much do the highest-paid insurance underwriters make in Texas?
The top 10% of insurance underwriters in Texas earn at least $135,410 a year. The top 25% earn $105,040 or more.
What is the starting pay for insurance underwriters in Texas?
Entry-level pay (the 10th percentile) is about $51,440 a year, and a quarter of insurance underwriters earn $61,620 or less.
How many insurance underwriters work in Texas?
About 9,980 insurance underwriters are employed in Texas, not counting the self-employed.