Credit Counselor salary in Kentucky
Credit Counselors in Kentucky earn a median of $48,150 a year ($23.15 an hour), based on BLS data for 220 workers.
Pay ranges from $37,360 for the lowest-paid 10% to $74,210 for the top 10%. That is 8% lower than the national median of $52,230. Kentucky ranks 34th of 46 states for credit counselors pay. There are 0.11 credit counselors per 1,000 jobs here — the job is less common than nationally (location quotient 0.62). The average (mean) salary is $52,900, above the median because a few high earners pull it up.
Pay range for credit counselors in Kentucky
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $37,360 | $17.96 |
| 25th percentile | $42,340 | $20.36 |
| Median | $48,150 | $23.15 |
| 75th percentile | $58,190 | $27.98 |
| 90th percentile (top earners) | $74,210 | $35.68 |
| Average (mean) | $52,900 | $25.43 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,012.50 |
| Semi-monthly (24 a year) | $2,006.25 |
| Biweekly (26 a year) | $1,851.92 |
| Weekly | $925.96 |
| Hourly | $23.15 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Counselor salary in cities in Kentucky
| Metro area | Median salary | Workers |
|---|---|---|
| Cincinnati, OH-KY-IN | $51,160 | 170 |
| Lexington-Fayette, KY | $50,430 | 50 |
| Louisville/Jefferson County, KY-IN | $49,390 | 50 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in Kentucky
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $75,270 | $36.19 |
| Loan Officer | $62,090 | $29.85 |
| Financial and Investment Analysts | $81,660 | $39.26 |
| Personal Financial Advisor | $67,150 | $32.29 |
| Tax Examiners and Collectors, and Revenue Agents | $57,240 | $27.52 |
| Tax Preparer | $36,620 | $17.60 |
| Insurance Underwriter | $79,830 | $38.38 |
| Financial Specialists, All Other | $65,690 | $31.58 |
| Financial Examiner | $76,260 | $36.66 |
| Budget Analyst | $76,860 | $36.95 |
| Financial Risk Specialist | $74,640 | $35.89 |
| Credit Analyst | $79,290 | $38.12 |
| Property Appraisers and Assessors | $58,850 | $28.29 |
| Human Resources Specialist | $69,010 | $33.18 |
More: Business and Financial Operations Occupations · all salaries in Kentucky
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Kentucky?
The median salary for credit counselors in Kentucky is $48,150 a year, or $23.15 an hour. Pay ranges from $37,360 for the lowest-paid 10% to $74,210 for the top 10%.
How much do the highest-paid credit counselors make in Kentucky?
The top 10% of credit counselors in Kentucky earn at least $74,210 a year. The top 25% earn $58,190 or more.
What is the starting pay for credit counselors in Kentucky?
Entry-level pay (the 10th percentile) is about $37,360 a year, and a quarter of credit counselors earn $42,340 or less.
How many credit counselors work in Kentucky?
About 220 credit counselors are employed in Kentucky, not counting the self-employed.