Financial Risk Specialist salary in Kentucky
Financial Risk Specialists in Kentucky earn a median of $74,640 a year ($35.89 an hour), based on BLS data for 500 workers.
Pay ranges from $48,310 for the lowest-paid 10% to $107,800 for the top 10%. That is 36% lower than the national median of $117,330. Kentucky ranks 47th of 50 states for financial risk specialists pay. There are 0.25 financial risk specialists per 1,000 jobs here — the job is less common than nationally (location quotient 0.61). The average (mean) salary is $78,540, above the median because a few high earners pull it up.
Pay range for financial risk specialists in Kentucky
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $48,310 | $23.23 |
| 25th percentile | $56,750 | $27.28 |
| Median | $74,640 | $35.89 |
| 75th percentile | $96,480 | $46.39 |
| 90th percentile (top earners) | $107,800 | $51.83 |
| Average (mean) | $78,540 | $37.76 |
Half of financial risk specialists earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,220 |
| Semi-monthly (24 a year) | $3,110 |
| Biweekly (26 a year) | $2,870.77 |
| Weekly | $1,435.38 |
| Hourly | $35.89 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Financial Risk Specialist salary in cities in Kentucky
| Metro area | Median salary | Workers |
|---|---|---|
| Cincinnati, OH-KY-IN | $93,470 | 430 |
| Lexington-Fayette, KY | $78,820 | 50 |
| Louisville/Jefferson County, KY-IN | $64,290 | 110 |
Highest-paying states for financial risk specialists
| State | Median salary |
|---|---|
| New Hampshire | $158,320 |
| Maine | $141,020 |
| Delaware | $139,440 |
| New York | $136,830 |
| North Carolina | $132,040 |
| Massachusetts | $130,400 |
| New Jersey | $129,220 |
| California | $129,110 |
| Virginia | $126,510 |
| Washington | $123,150 |
Related jobs in Kentucky
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $75,270 | $36.19 |
| Loan Officer | $62,090 | $29.85 |
| Financial and Investment Analysts | $81,660 | $39.26 |
| Personal Financial Advisor | $67,150 | $32.29 |
| Tax Examiners and Collectors, and Revenue Agents | $57,240 | $27.52 |
| Tax Preparer | $36,620 | $17.60 |
| Insurance Underwriter | $79,830 | $38.38 |
| Financial Specialists, All Other | $65,690 | $31.58 |
| Financial Examiner | $76,260 | $36.66 |
| Budget Analyst | $76,860 | $36.95 |
| Credit Analyst | $79,290 | $38.12 |
| Credit Counselor | $48,150 | $23.15 |
| Property Appraisers and Assessors | $58,850 | $28.29 |
| Human Resources Specialist | $69,010 | $33.18 |
More: Business and Financial Operations Occupations · all salaries in Kentucky
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2054. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a financial risk specialist make in Kentucky?
The median salary for financial risk specialists in Kentucky is $74,640 a year, or $35.89 an hour. Pay ranges from $48,310 for the lowest-paid 10% to $107,800 for the top 10%.
How much do the highest-paid financial risk specialists make in Kentucky?
The top 10% of financial risk specialists in Kentucky earn at least $107,800 a year. The top 25% earn $96,480 or more.
What is the starting pay for financial risk specialists in Kentucky?
Entry-level pay (the 10th percentile) is about $48,310 a year, and a quarter of financial risk specialists earn $56,750 or less.
How many financial risk specialists work in Kentucky?
About 500 financial risk specialists are employed in Kentucky, not counting the self-employed.