Credit Analyst salary in Lexington-Fayette, KY
Credit Analysts in the Lexington-Fayette, KY metro area earn a median of $84,140 a year ($40.45 an hour), based on BLS data for 40 workers.
Pay ranges from $54,470 for the lowest-paid 10% to $105,620 for the top 10%. That is 1% higher than the national median of $83,510. Pay here is 6% higher than the Kentucky statewide median of $79,290. There are 0.12 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.30). The average (mean) salary is $84,240, above the median because a few high earners pull it up.
Pay range for credit analysts in Lexington-Fayette, KY
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $54,470 | $26.19 |
| 25th percentile | $70,480 | $33.88 |
| Median | $84,140 | $40.45 |
| 75th percentile | $94,750 | $45.56 |
| 90th percentile (top earners) | $105,620 | $50.78 |
| Average (mean) | $84,240 | $40.50 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $7,011.67 |
| Semi-monthly (24 a year) | $3,505.83 |
| Biweekly (26 a year) | $3,236.15 |
| Weekly | $1,618.08 |
| Hourly | $40.45 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $84,140 salary, see how much house you can afford in Kentucky at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Cincinnati, OH-KY-IN | $77,500 | 640 |
| Louisville/Jefferson County, KY-IN | $63,020 | 160 |
| Huntington-Ashland, WV-KY-OH | $59,310 | 60 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Kentucky statewide figures.
Related jobs in Lexington-Fayette, KY
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $77,780 | $37.40 |
| Financial and Investment Analysts | $81,410 | $39.14 |
| Loan Officer | $63,760 | $30.66 |
| Insurance Underwriter | $100,990 | $48.55 |
| Tax Preparer | $38,510 | $18.52 |
| Personal Financial Advisor | $74,260 | $35.70 |
| Financial Examiner | $89,730 | $43.14 |
| Budget Analyst | $82,930 | $39.87 |
| Credit Counselor | $50,430 | $24.25 |
| Financial Risk Specialist | $78,820 | $37.90 |
| Financial Specialists, All Other | $77,400 | $37.21 |
| Project Management Specialist | $84,520 | $40.63 |
| Human Resources Specialist | $69,990 | $33.65 |
| Market Research Analysts and Marketing Specialists | $65,280 | $31.38 |
More: Business and Financial Operations Occupations · all salaries in Lexington-Fayette, KY
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Lexington-Fayette, KY?
The median salary for credit analysts in the Lexington-Fayette, KY metro area is $84,140 a year, or $40.45 an hour. Pay ranges from $54,470 for the lowest-paid 10% to $105,620 for the top 10%.
How much do the highest-paid credit analysts make in Lexington-Fayette, KY?
The top 10% of credit analysts in the Lexington-Fayette, KY metro area earn at least $105,620 a year. The top 25% earn $94,750 or more.
What is the starting pay for credit analysts in Lexington-Fayette, KY?
Entry-level pay (the 10th percentile) is about $54,470 a year, and a quarter of credit analysts earn $70,480 or less.
How many credit analysts work in Lexington-Fayette, KY?
About 40 credit analysts are employed in the Lexington-Fayette, KY metro area, not counting the self-employed.