Credit Analyst salary in Cincinnati, OH-KY-IN
Credit Analysts in the Cincinnati, OH-KY-IN metro area earn a median of $77,500 a year ($37.26 an hour), based on BLS data for 640 workers.
Pay ranges from $43,580 for the lowest-paid 10% to $150,030 for the top 10%. That is 7% lower than the national median of $83,510. Pay here is 3% lower than the Ohio statewide median of $79,720. There are 0.58 credit analysts per 1,000 jobs here — the job is 1.4× more common than nationally. The average (mean) salary is $85,450, above the median because a few high earners pull it up.
Pay range for credit analysts in Cincinnati, OH-KY-IN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $43,580 | $20.95 |
| 25th percentile | $54,510 | $26.21 |
| Median | $77,500 | $37.26 |
| 75th percentile | $99,400 | $47.79 |
| 90th percentile (top earners) | $150,030 | $72.13 |
| Average (mean) | $85,450 | $41.08 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,458.33 |
| Semi-monthly (24 a year) | $3,229.17 |
| Biweekly (26 a year) | $2,980.77 |
| Weekly | $1,490.38 |
| Hourly | $37.26 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Chicago-Naperville-Elgin, IL-IN | $92,900 | 2,560 |
| Lexington-Fayette, KY | $84,140 | 40 |
| Columbus, OH | $80,500 | 1,060 |
| Cleveland, OH | $79,720 | 400 |
| Dayton-Kettering-Beavercreek, OH | $78,710 | 60 |
| Evansville, IN | $70,100 | 50 |
| South Bend-Mishawaka, IN-MI | $70,080 | 30 |
| Indianapolis-Carmel-Greenwood, IN | $69,960 | 280 |
| Akron, OH | $65,090 | 80 |
| Louisville/Jefferson County, KY-IN | $63,020 | 160 |
| Elkhart-Goshen, IN | $62,660 | 40 |
| Huntington-Ashland, WV-KY-OH | $59,310 | 60 |
| Fort Wayne, IN | $59,240 | 30 |
| Canton-Massillon, OH | $57,790 | 60 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Ohio statewide figures.
Related jobs in Cincinnati, OH-KY-IN
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,640 | $38.77 |
| Financial and Investment Analysts | $86,040 | $41.36 |
| Personal Financial Advisor | $80,540 | $38.72 |
| Loan Officer | $75,300 | $36.20 |
| Insurance Underwriter | $82,110 | $39.48 |
| Tax Examiners and Collectors, and Revenue Agents | $60,690 | $29.18 |
| Financial Examiner | $78,310 | $37.65 |
| Financial Specialists, All Other | $79,580 | $38.26 |
| Financial Risk Specialist | $93,470 | $44.94 |
| Property Appraisers and Assessors | $69,840 | $33.58 |
| Credit Counselor | $51,160 | $24.60 |
| Budget Analyst | $97,190 | $46.73 |
| Tax Preparer | $48,730 | $23.43 |
| Human Resources Specialist | $73,010 | $35.10 |
More: Business and Financial Operations Occupations · all salaries in Cincinnati, OH-KY-IN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Cincinnati, OH-KY-IN?
The median salary for credit analysts in the Cincinnati, OH-KY-IN metro area is $77,500 a year, or $37.26 an hour. Pay ranges from $43,580 for the lowest-paid 10% to $150,030 for the top 10%.
How much do the highest-paid credit analysts make in Cincinnati, OH-KY-IN?
The top 10% of credit analysts in the Cincinnati, OH-KY-IN metro area earn at least $150,030 a year. The top 25% earn $99,400 or more.
What is the starting pay for credit analysts in Cincinnati, OH-KY-IN?
Entry-level pay (the 10th percentile) is about $43,580 a year, and a quarter of credit analysts earn $54,510 or less.
How many credit analysts work in Cincinnati, OH-KY-IN?
About 640 credit analysts are employed in the Cincinnati, OH-KY-IN metro area, not counting the self-employed.