Insurance Underwriter salary in Cincinnati, OH-KY-IN
Insurance Underwriters in the Cincinnati, OH-KY-IN metro area earn a median of $82,110 a year ($39.48 an hour), based on BLS data for 1,690 workers.
Pay ranges from $52,080 for the lowest-paid 10% to $128,320 for the top 10%. That is 1% higher than the national median of $81,370. Pay here is 4% higher than the Ohio statewide median of $79,260. There are 1.5 insurance underwriters per 1,000 jobs here — the job is 2.3× more common than nationally. The average (mean) salary is $88,440, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Cincinnati, OH-KY-IN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $52,080 | $25.04 |
| 25th percentile | $66,290 | $31.87 |
| Median | $82,110 | $39.48 |
| 75th percentile | $105,520 | $50.73 |
| 90th percentile (top earners) | $128,320 | $61.69 |
| Average (mean) | $88,440 | $42.52 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,842.50 |
| Semi-monthly (24 a year) | $3,421.25 |
| Biweekly (26 a year) | $3,158.08 |
| Weekly | $1,579.04 |
| Hourly | $39.48 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Lexington-Fayette, KY | $100,990 | 290 |
| Chicago-Naperville-Elgin, IL-IN | $99,840 | 4,060 |
| Lafayette-West Lafayette, IN | $95,130 | 50 |
| Columbus, OH | $79,370 | 1,170 |
| Indianapolis-Carmel-Greenwood, IN | $79,280 | 1,150 |
| Cleveland, OH | $78,610 | 640 |
| Louisville/Jefferson County, KY-IN | $76,450 | 430 |
| Akron, OH | $72,870 | 180 |
| Fort Wayne, IN | $64,490 | 330 |
| Toledo, OH | $59,710 | 90 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the Ohio statewide figures.
Related jobs in Cincinnati, OH-KY-IN
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,640 | $38.77 |
| Financial and Investment Analysts | $86,040 | $41.36 |
| Personal Financial Advisor | $80,540 | $38.72 |
| Loan Officer | $75,300 | $36.20 |
| Tax Examiners and Collectors, and Revenue Agents | $60,690 | $29.18 |
| Credit Analyst | $77,500 | $37.26 |
| Financial Examiner | $78,310 | $37.65 |
| Financial Specialists, All Other | $79,580 | $38.26 |
| Financial Risk Specialist | $93,470 | $44.94 |
| Property Appraisers and Assessors | $69,840 | $33.58 |
| Credit Counselor | $51,160 | $24.60 |
| Budget Analyst | $97,190 | $46.73 |
| Tax Preparer | $48,730 | $23.43 |
| Human Resources Specialist | $73,010 | $35.10 |
More: Business and Financial Operations Occupations · all salaries in Cincinnati, OH-KY-IN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Cincinnati, OH-KY-IN?
The median salary for insurance underwriters in the Cincinnati, OH-KY-IN metro area is $82,110 a year, or $39.48 an hour. Pay ranges from $52,080 for the lowest-paid 10% to $128,320 for the top 10%.
How much do the highest-paid insurance underwriters make in Cincinnati, OH-KY-IN?
The top 10% of insurance underwriters in the Cincinnati, OH-KY-IN metro area earn at least $128,320 a year. The top 25% earn $105,520 or more.
What is the starting pay for insurance underwriters in Cincinnati, OH-KY-IN?
Entry-level pay (the 10th percentile) is about $52,080 a year, and a quarter of insurance underwriters earn $66,290 or less.
How many insurance underwriters work in Cincinnati, OH-KY-IN?
About 1,690 insurance underwriters are employed in the Cincinnati, OH-KY-IN metro area, not counting the self-employed.