Credit Analyst salary in St. Cloud, MN
Credit Analysts in the St. Cloud, MN metro area earn a median of $74,170 a year ($35.66 an hour), based on BLS data for 80 workers.
Pay ranges from $55,060 for the lowest-paid 10% to $103,460 for the top 10%. That is 11% lower than the national median of $83,510. Pay here is 10% lower than the Minnesota statewide median of $82,630. There are 0.76 credit analysts per 1,000 jobs here — the job is 1.8× more common than nationally. The average (mean) salary is $76,800, above the median because a few high earners pull it up.
Pay range for credit analysts in St. Cloud, MN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $55,060 | $26.47 |
| 25th percentile | $65,000 | $31.25 |
| Median | $74,170 | $35.66 |
| 75th percentile | $86,340 | $41.51 |
| 90th percentile (top earners) | $103,460 | $49.74 |
| Average (mean) | $76,800 | $36.93 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,180.83 |
| Semi-monthly (24 a year) | $3,090.42 |
| Biweekly (26 a year) | $2,852.69 |
| Weekly | $1,426.35 |
| Hourly | $35.66 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | $84,570 | 690 |
| Fargo, ND-MN | $83,720 | 150 |
| Sioux Falls, SD-MN | $66,000 | 200 |
| La Crosse-Onalaska, WI-MN | $65,620 | 50 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Minnesota statewide figures.
Related jobs in St. Cloud, MN
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $77,720 | $37.37 |
| Loan Officer | $92,570 | $44.51 |
| Personal Financial Advisor | $77,530 | $37.27 |
| Financial and Investment Analysts | $95,230 | $45.79 |
| Property Appraisers and Assessors | $80,510 | $38.71 |
| Tax Preparer | $59,290 | $28.51 |
| Human Resources Specialist | $74,710 | $35.92 |
| Business Operations Specialists, All Other | $66,620 | $32.03 |
| Project Management Specialist | $96,390 | $46.34 |
| Market Research Analysts and Marketing Specialists | $73,000 | $35.10 |
| Buyers and Purchasing Agents | $75,830 | $36.46 |
| Management Analyst | $94,590 | $45.47 |
| Training and Development Specialists | $72,160 | $34.69 |
| Compliance Officer | $75,500 | $36.30 |
More: Business and Financial Operations Occupations · all salaries in St. Cloud, MN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in St. Cloud, MN?
The median salary for credit analysts in the St. Cloud, MN metro area is $74,170 a year, or $35.66 an hour. Pay ranges from $55,060 for the lowest-paid 10% to $103,460 for the top 10%.
How much do the highest-paid credit analysts make in St. Cloud, MN?
The top 10% of credit analysts in the St. Cloud, MN metro area earn at least $103,460 a year. The top 25% earn $86,340 or more.
What is the starting pay for credit analysts in St. Cloud, MN?
Entry-level pay (the 10th percentile) is about $55,060 a year, and a quarter of credit analysts earn $65,000 or less.
How many credit analysts work in St. Cloud, MN?
About 80 credit analysts are employed in the St. Cloud, MN metro area, not counting the self-employed.