Personal Financial Advisor salary in St. Cloud, MN
Personal Financial Advisors in the St. Cloud, MN metro area earn a median of $77,530 a year ($37.27 an hour), based on BLS data for 190 workers.
Pay ranges from $47,090 for the lowest-paid 10% to $235,430 for the top 10%. That is 26% lower than the national median of $105,070. Pay here is 24% lower than the Minnesota statewide median of $102,660. There are 1.8 personal financial advisors per 1,000 jobs here — close to the national average. The average (mean) salary is $103,750, above the median because a few high earners pull it up.
Pay range for personal financial advisors in St. Cloud, MN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $47,090 | $22.64 |
| 25th percentile | $58,780 | $28.26 |
| Median | $77,530 | $37.27 |
| 75th percentile | $121,110 | $58.22 |
| 90th percentile (top earners) | $235,430 | $113.19 |
| Average (mean) | $103,750 | $49.88 |
Half of personal financial advisors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,460.83 |
| Semi-monthly (24 a year) | $3,230.42 |
| Biweekly (26 a year) | $2,981.92 |
| Weekly | $1,490.96 |
| Hourly | $37.27 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Personal Financial Advisor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Sioux Falls, SD-MN | $121,350 | 310 |
| La Crosse-Onalaska, WI-MN | $103,670 | 120 |
| Minneapolis-St. Paul-Bloomington, MN-WI | $103,410 | 4,150 |
| Rochester, MN | $95,280 | 110 |
| Mankato, MN | $82,380 | 40 |
| Duluth, MN-WI | $80,480 | 110 |
| Grand Forks, ND-MN | $77,520 | 30 |
| Fargo, ND-MN | $75,900 | 250 |
Highest-paying states for personal financial advisors
| State | Median salary |
|---|---|
| New York | $166,400 |
| New Jersey | $158,570 |
| California | $130,330 |
| Connecticut | $129,720 |
| South Dakota | $128,720 |
| Massachusetts | $125,670 |
| Delaware | $125,050 |
| Oregon | $122,830 |
| Illinois | $120,130 |
| Wisconsin | $119,430 |
See Personal Financial Advisor pay in every state or the Minnesota statewide figures.
Related jobs in St. Cloud, MN
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $77,720 | $37.37 |
| Loan Officer | $92,570 | $44.51 |
| Financial and Investment Analysts | $95,230 | $45.79 |
| Credit Analyst | $74,170 | $35.66 |
| Property Appraisers and Assessors | $80,510 | $38.71 |
| Tax Preparer | $59,290 | $28.51 |
| Human Resources Specialist | $74,710 | $35.92 |
| Business Operations Specialists, All Other | $66,620 | $32.03 |
| Project Management Specialist | $96,390 | $46.34 |
| Market Research Analysts and Marketing Specialists | $73,000 | $35.10 |
| Buyers and Purchasing Agents | $75,830 | $36.46 |
| Management Analyst | $94,590 | $45.47 |
| Training and Development Specialists | $72,160 | $34.69 |
| Compliance Officer | $75,500 | $36.30 |
More: Business and Financial Operations Occupations · all salaries in St. Cloud, MN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2052. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a personal financial advisor make in St. Cloud, MN?
The median salary for personal financial advisors in the St. Cloud, MN metro area is $77,530 a year, or $37.27 an hour. Pay ranges from $47,090 for the lowest-paid 10% to $235,430 for the top 10%.
How much do the highest-paid personal financial advisors make in St. Cloud, MN?
The top 10% of personal financial advisors in the St. Cloud, MN metro area earn at least $235,430 a year. The top 25% earn $121,110 or more.
What is the starting pay for personal financial advisors in St. Cloud, MN?
Entry-level pay (the 10th percentile) is about $47,090 a year, and a quarter of personal financial advisors earn $58,780 or less.
How many personal financial advisors work in St. Cloud, MN?
About 190 personal financial advisors are employed in the St. Cloud, MN metro area, not counting the self-employed.