Credit Analyst salary in Reading, PA
Credit Analysts in the Reading, PA metro area earn a median of $69,150 a year ($33.25 an hour), based on BLS data for 40 workers.
Pay ranges from $47,890 for the lowest-paid 10% to $135,420 for the top 10%. That is 17% lower than the national median of $83,510. Pay here is 14% lower than the Pennsylvania statewide median of $80,280. There are 0.23 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.56). The average (mean) salary is $81,240, above the median because a few high earners pull it up.
Pay range for credit analysts in Reading, PA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $47,890 | $23.02 |
| 25th percentile | $59,020 | $28.38 |
| Median | $69,150 | $33.25 |
| 75th percentile | $94,410 | $45.39 |
| 90th percentile (top earners) | $135,420 | $65.11 |
| Average (mean) | $81,240 | $39.06 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,762.50 |
| Semi-monthly (24 a year) | $2,881.25 |
| Biweekly (26 a year) | $2,659.62 |
| Weekly | $1,329.81 |
| Hourly | $33.25 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | $92,460 | 1,430 |
| Pittsburgh, PA | $81,580 | 330 |
| Scranton--Wilkes-Barre, PA | $80,270 | 100 |
| Harrisburg-Carlisle, PA | $78,400 | 80 |
| Lancaster, PA | $78,260 | 80 |
| Allentown-Bethlehem-Easton, PA-NJ | $72,690 | 60 |
| York-Hanover, PA | $64,650 | 40 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Pennsylvania statewide figures.
Related jobs in Reading, PA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $75,550 | $36.32 |
| Financial and Investment Analysts | $75,210 | $36.16 |
| Personal Financial Advisor | $99,120 | $47.65 |
| Loan Officer | $62,630 | $30.11 |
| Tax Examiners and Collectors, and Revenue Agents | $50,460 | $24.26 |
| Financial Specialists, All Other | $78,540 | $37.76 |
| Budget Analyst | $83,500 | $40.15 |
| Financial Examiner | $72,480 | $34.85 |
| Human Resources Specialist | $69,410 | $33.37 |
| Project Management Specialist | $98,040 | $47.13 |
| Training and Development Specialists | $54,190 | $26.05 |
| Market Research Analysts and Marketing Specialists | $63,040 | $30.31 |
| Buyers and Purchasing Agents | $72,640 | $34.92 |
| Management Analyst | $96,260 | $46.28 |
More: Business and Financial Operations Occupations · all salaries in Reading, PA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Reading, PA?
The median salary for credit analysts in the Reading, PA metro area is $69,150 a year, or $33.25 an hour. Pay ranges from $47,890 for the lowest-paid 10% to $135,420 for the top 10%.
How much do the highest-paid credit analysts make in Reading, PA?
The top 10% of credit analysts in the Reading, PA metro area earn at least $135,420 a year. The top 25% earn $94,410 or more.
What is the starting pay for credit analysts in Reading, PA?
Entry-level pay (the 10th percentile) is about $47,890 a year, and a quarter of credit analysts earn $59,020 or less.
How many credit analysts work in Reading, PA?
About 40 credit analysts are employed in the Reading, PA metro area, not counting the self-employed.