Credit Analyst salary in Chattanooga, TN-GA
Credit Analysts in the Chattanooga, TN-GA metro area earn a median of $62,150 a year ($29.88 an hour), based on BLS data for 60 workers.
Pay ranges from $45,450 for the lowest-paid 10% to $143,300 for the top 10%. That is 26% lower than the national median of $83,510. Pay here is 14% lower than the Tennessee statewide median of $72,550. There are 0.22 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.54). The average (mean) salary is $79,740, above the median because a few high earners pull it up.
Pay range for credit analysts in Chattanooga, TN-GA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $45,450 | $21.85 |
| 25th percentile | $56,300 | $27.07 |
| Median | $62,150 | $29.88 |
| 75th percentile | $88,100 | $42.36 |
| 90th percentile (top earners) | $143,300 | $68.89 |
| Average (mean) | $79,740 | $38.34 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,179.17 |
| Semi-monthly (24 a year) | $2,589.58 |
| Biweekly (26 a year) | $2,390.38 |
| Weekly | $1,195.19 |
| Hourly | $29.88 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | $80,750 | 1,300 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | $78,410 | 510 |
| Savannah, GA | $73,260 | 40 |
| Memphis, TN-MS-AR | $66,890 | 270 |
| Johnson City, TN | $63,790 | 40 |
| Knoxville, TN | $58,550 | 280 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Tennessee statewide figures.
Related jobs in Chattanooga, TN-GA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $76,680 | $36.87 |
| Loan Officer | $62,460 | $30.03 |
| Personal Financial Advisor | $75,300 | $36.20 |
| Financial and Investment Analysts | $90,320 | $43.42 |
| Financial Specialists, All Other | $74,360 | $35.75 |
| Tax Preparer | $44,560 | $21.42 |
| Insurance Underwriter | $102,460 | $49.26 |
| Property Appraisers and Assessors | $60,950 | $29.31 |
| Budget Analyst | $81,880 | $39.36 |
| Tax Examiners and Collectors, and Revenue Agents | $68,190 | $32.78 |
| Credit Counselor | $38,840 | $18.67 |
| Project Management Specialist | $87,240 | $41.94 |
| Human Resources Specialist | $61,660 | $29.65 |
| Management Analyst | $96,870 | $46.57 |
More: Business and Financial Operations Occupations · all salaries in Chattanooga, TN-GA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Chattanooga, TN-GA?
The median salary for credit analysts in the Chattanooga, TN-GA metro area is $62,150 a year, or $29.88 an hour. Pay ranges from $45,450 for the lowest-paid 10% to $143,300 for the top 10%.
How much do the highest-paid credit analysts make in Chattanooga, TN-GA?
The top 10% of credit analysts in the Chattanooga, TN-GA metro area earn at least $143,300 a year. The top 25% earn $88,100 or more.
What is the starting pay for credit analysts in Chattanooga, TN-GA?
Entry-level pay (the 10th percentile) is about $45,450 a year, and a quarter of credit analysts earn $56,300 or less.
How many credit analysts work in Chattanooga, TN-GA?
About 60 credit analysts are employed in the Chattanooga, TN-GA metro area, not counting the self-employed.