Insurance Sales Agent salary in St. Cloud, MN
Insurance Sales Agents in the St. Cloud, MN metro area earn a median of $55,670 a year ($26.76 an hour), based on BLS data for 300 workers.
Pay ranges from $31,100 for the lowest-paid 10% to $122,880 for the top 10%. That is 11% lower than the national median of $62,280. Pay here is 29% lower than the Minnesota statewide median of $78,640. There are 2.9 insurance sales agents per 1,000 jobs here — close to the national average. The average (mean) salary is $68,560, above the median because a few high earners pull it up.
Pay range for insurance sales agents in St. Cloud, MN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $31,100 | $14.95 |
| 25th percentile | $47,100 | $22.65 |
| Median | $55,670 | $26.76 |
| 75th percentile | $77,270 | $37.15 |
| 90th percentile (top earners) | $122,880 | $59.08 |
| Average (mean) | $68,560 | $32.96 |
Half of insurance sales agents earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,639.17 |
| Semi-monthly (24 a year) | $2,319.58 |
| Biweekly (26 a year) | $2,141.15 |
| Weekly | $1,070.58 |
| Hourly | $26.76 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Sales Agent salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | $84,670 | 6,750 |
| La Crosse-Onalaska, WI-MN | $80,300 | 130 |
| Sioux Falls, SD-MN | $79,690 | 660 |
| Fargo, ND-MN | $71,220 | 610 |
| Rochester, MN | $70,340 | 190 |
| Mankato, MN | $65,200 | 120 |
| Grand Forks, ND-MN | $63,740 | 120 |
| Duluth, MN-WI | $58,890 | 340 |
Highest-paying states for insurance sales agents
| State | Median salary |
|---|---|
| District of Columbia | $84,530 |
| New Jersey | $81,640 |
| Rhode Island | $79,930 |
| Wisconsin | $79,450 |
| Massachusetts | $79,300 |
| Minnesota | $78,640 |
| New York | $78,110 |
| California | $76,120 |
| Connecticut | $74,840 |
| New Hampshire | $74,370 |
See Insurance Sales Agent pay in every state or the Minnesota statewide figures.
Related jobs in St. Cloud, MN
| Job | Median salary | Hourly |
|---|---|---|
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | $59,650 | $28.68 |
| Securities, Commodities, and Financial Services Sales Agents | $63,040 | $30.31 |
| Advertising Sales Agent | $62,590 | $30.09 |
| Retail Salesperson | $34,860 | $16.76 |
| Cashier | $32,480 | $15.62 |
| Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products | $64,700 | $31.11 |
| First-Line Supervisors of Retail Sales Workers | $47,340 | $22.76 |
| Parts Salesperson | $47,790 | $22.98 |
| Counter and Rental Clerks | $45,540 | $21.90 |
| Real Estate Sales Agent | $43,070 | $20.71 |
| First-Line Supervisors of Non-Retail Sales Workers | $83,550 | $40.17 |
| Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products | $122,700 | $58.99 |
More: Sales and Related Occupations · all salaries in St. Cloud, MN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 41-3021. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance sales agent make in St. Cloud, MN?
The median salary for insurance sales agents in the St. Cloud, MN metro area is $55,670 a year, or $26.76 an hour. Pay ranges from $31,100 for the lowest-paid 10% to $122,880 for the top 10%.
How much do the highest-paid insurance sales agents make in St. Cloud, MN?
The top 10% of insurance sales agents in the St. Cloud, MN metro area earn at least $122,880 a year. The top 25% earn $77,270 or more.
What is the starting pay for insurance sales agents in St. Cloud, MN?
Entry-level pay (the 10th percentile) is about $31,100 a year, and a quarter of insurance sales agents earn $47,100 or less.
How many insurance sales agents work in St. Cloud, MN?
About 300 insurance sales agents are employed in the St. Cloud, MN metro area, not counting the self-employed.