Loan Officer salary in Florida
Loan Officers in Florida earn a median of $71,090 a year ($34.18 an hour), based on BLS data for 18,830 workers.
Pay ranges from $33,180 for the lowest-paid 10% to $133,070 for the top 10%. That is 7% lower than the national median of $76,690. Florida ranks 34th of 51 states for loan officers pay. There are 1.9 loan officers per 1,000 jobs here — close to the national average. The average (mean) salary is $81,320, above the median because a few high earners pull it up.
Pay range for loan officers in Florida
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $33,180 | $15.95 |
| 25th percentile | $49,200 | $23.65 |
| Median | $71,090 | $34.18 |
| 75th percentile | $100,550 | $48.34 |
| 90th percentile (top earners) | $133,070 | $63.98 |
| Average (mean) | $81,320 | $39.10 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,924.17 |
| Semi-monthly (24 a year) | $2,962.08 |
| Biweekly (26 a year) | $2,734.23 |
| Weekly | $1,367.12 |
| Hourly | $34.18 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Loan Officer salary in cities in Florida
| Metro area | Median salary | Workers |
|---|---|---|
| Homosassa Springs, FL | $78,410 | 30 |
| Deltona-Daytona Beach-Ormond Beach, FL | $76,400 | 280 |
| Naples-Marco Island, FL | $76,300 | 210 |
| Lakeland-Winter Haven, FL | $75,400 | 490 |
| Panama City-Panama City Beach, FL | $74,220 | 130 |
| Port St. Lucie, FL | $73,920 | 180 |
| Cape Coral-Fort Myers, FL | $72,770 | 400 |
| Tampa-St. Petersburg-Clearwater, FL | $72,220 | 3,850 |
| Punta Gorda, FL | $71,920 | 60 |
| Miami-Fort Lauderdale-West Palm Beach, FL | $71,510 | 4,190 |
| Palm Bay-Melbourne-Titusville, FL | $71,450 | 220 |
| Gainesville, FL | $68,810 | 140 |
| Orlando-Kissimmee-Sanford, FL | $67,460 | 2,260 |
| Ocala, FL | $66,310 | 120 |
| Sebastian-Vero Beach-West Vero Corridor, FL | $66,300 | 110 |
| Pensacola-Ferry Pass-Brent, FL | $65,030 | 790 |
| Jacksonville, FL | $64,960 | 2,140 |
| Crestview-Fort Walton Beach-Destin, FL | $62,890 | 270 |
| North Port-Bradenton-Sarasota, FL | $62,210 | 430 |
| Tallahassee, FL | $61,270 | 290 |
| Wildwood-The Villages, FL | $59,050 | 50 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
Related jobs in Florida
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $79,250 | $38.10 |
| Financial and Investment Analysts | $94,490 | $45.43 |
| Personal Financial Advisor | $100,970 | $48.54 |
| Insurance Underwriter | $78,720 | $37.85 |
| Financial Specialists, All Other | $61,660 | $29.65 |
| Financial Examiner | $76,230 | $36.65 |
| Credit Analyst | $78,360 | $37.67 |
| Tax Examiners and Collectors, and Revenue Agents | $46,760 | $22.48 |
| Financial Risk Specialist | $99,900 | $48.03 |
| Budget Analyst | $84,170 | $40.46 |
| Property Appraisers and Assessors | $65,620 | $31.55 |
| Credit Counselor | $46,300 | $22.26 |
| Tax Preparer | $49,020 | $23.57 |
| Project Management Specialist | $98,070 | $47.15 |
More: Business and Financial Operations Occupations · all salaries in Florida
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in Florida?
The median salary for loan officers in Florida is $71,090 a year, or $34.18 an hour. Pay ranges from $33,180 for the lowest-paid 10% to $133,070 for the top 10%.
How much do the highest-paid loan officers make in Florida?
The top 10% of loan officers in Florida earn at least $133,070 a year. The top 25% earn $100,550 or more.
What is the starting pay for loan officers in Florida?
Entry-level pay (the 10th percentile) is about $33,180 a year, and a quarter of loan officers earn $49,200 or less.
How many loan officers work in Florida?
About 18,830 loan officers are employed in Florida, not counting the self-employed.