Insurance Underwriter salary in Florida
Insurance Underwriters in Florida earn a median of $78,720 a year ($37.85 an hour), based on BLS data for 7,300 workers.
Pay ranges from $49,880 for the lowest-paid 10% to $134,850 for the top 10%. That is 3% lower than the national median of $81,370. Florida ranks 30th of 49 states for insurance underwriters pay. There are 0.73 insurance underwriters per 1,000 jobs here — close to the national average. The average (mean) salary is $89,040, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Florida
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $49,880 | $23.98 |
| 25th percentile | $61,110 | $29.38 |
| Median | $78,720 | $37.85 |
| 75th percentile | $105,410 | $50.68 |
| 90th percentile (top earners) | $134,850 | $64.83 |
| Average (mean) | $89,040 | $42.81 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,560 |
| Semi-monthly (24 a year) | $3,280 |
| Biweekly (26 a year) | $3,027.69 |
| Weekly | $1,513.85 |
| Hourly | $37.85 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Underwriter salary in cities in Florida
| Metro area | Median salary | Workers |
|---|---|---|
| Ocala, FL | $89,740 | 40 |
| Cape Coral-Fort Myers, FL | $82,390 | 50 |
| Jacksonville, FL | $81,220 | 530 |
| Miami-Fort Lauderdale-West Palm Beach, FL | $79,460 | 1,220 |
| Deltona-Daytona Beach-Ormond Beach, FL | $79,060 | 100 |
| Tampa-St. Petersburg-Clearwater, FL | $78,350 | 2,070 |
| North Port-Bradenton-Sarasota, FL | $77,360 | 170 |
| Orlando-Kissimmee-Sanford, FL | $74,700 | 740 |
| Pensacola-Ferry Pass-Brent, FL | $72,830 | 40 |
| Gainesville, FL | $64,270 | 90 |
| Tallahassee, FL | $62,470 | 210 |
| Sebastian-Vero Beach-West Vero Corridor, FL | $61,900 | 40 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
Related jobs in Florida
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $79,250 | $38.10 |
| Financial and Investment Analysts | $94,490 | $45.43 |
| Personal Financial Advisor | $100,970 | $48.54 |
| Loan Officer | $71,090 | $34.18 |
| Financial Specialists, All Other | $61,660 | $29.65 |
| Financial Examiner | $76,230 | $36.65 |
| Credit Analyst | $78,360 | $37.67 |
| Tax Examiners and Collectors, and Revenue Agents | $46,760 | $22.48 |
| Financial Risk Specialist | $99,900 | $48.03 |
| Budget Analyst | $84,170 | $40.46 |
| Property Appraisers and Assessors | $65,620 | $31.55 |
| Credit Counselor | $46,300 | $22.26 |
| Tax Preparer | $49,020 | $23.57 |
| Project Management Specialist | $98,070 | $47.15 |
More: Business and Financial Operations Occupations · all salaries in Florida
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Florida?
The median salary for insurance underwriters in Florida is $78,720 a year, or $37.85 an hour. Pay ranges from $49,880 for the lowest-paid 10% to $134,850 for the top 10%.
How much do the highest-paid insurance underwriters make in Florida?
The top 10% of insurance underwriters in Florida earn at least $134,850 a year. The top 25% earn $105,410 or more.
What is the starting pay for insurance underwriters in Florida?
Entry-level pay (the 10th percentile) is about $49,880 a year, and a quarter of insurance underwriters earn $61,110 or less.
How many insurance underwriters work in Florida?
About 7,300 insurance underwriters are employed in Florida, not counting the self-employed.