Credit Counselor salary in Johnson City, TN
Credit Counselors in the Johnson City, TN metro area earn a median of $37,020 a year ($17.80 an hour), based on BLS data for 80 workers.
Pay ranges from $36,680 for the lowest-paid 10% to $62,610 for the top 10%. That is 29% lower than the national median of $52,230. Pay here is 4% lower than the Tennessee statewide median of $38,730. There are 0.94 credit counselors per 1,000 jobs here — the job is 5.3× more common than nationally. The average (mean) salary is $42,530, above the median because a few high earners pull it up.
Pay range for credit counselors in Johnson City, TN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $36,680 | $17.64 |
| 25th percentile | $37,020 | $17.80 |
| Median | $37,020 | $17.80 |
| 75th percentile | $37,020 | $17.80 |
| 90th percentile (top earners) | $62,610 | $30.10 |
| Average (mean) | $42,530 | $20.45 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $3,085 |
| Semi-monthly (24 a year) | $1,542.50 |
| Biweekly (26 a year) | $1,423.85 |
| Weekly | $711.92 |
| Hourly | $17.80 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $37,020 salary, see how much house you can afford in Tennessee at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Memphis, TN-MS-AR | $60,210 | 90 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | $58,480 | 110 |
| Chattanooga, TN-GA | $38,840 | n/a |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the Tennessee statewide figures.
Related jobs in Johnson City, TN
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $64,710 | $31.11 |
| Loan Officer | $63,590 | $30.57 |
| Personal Financial Advisor | $76,850 | $36.95 |
| Financial Specialists, All Other | $75,460 | $36.28 |
| Financial and Investment Analysts | $84,500 | $40.63 |
| Credit Analyst | $63,790 | $30.67 |
| Human Resources Specialist | $61,730 | $29.68 |
| Management Analyst | $88,610 | $42.60 |
| Project Management Specialist | $78,100 | $37.55 |
| Buyers and Purchasing Agents | $60,110 | $28.90 |
| Business Operations Specialists, All Other | $73,320 | $35.25 |
| Market Research Analysts and Marketing Specialists | $58,760 | $28.25 |
| Training and Development Specialists | $58,000 | $27.89 |
| Compliance Officer | $61,520 | $29.58 |
More: Business and Financial Operations Occupations · all salaries in Johnson City, TN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Johnson City, TN?
The median salary for credit counselors in the Johnson City, TN metro area is $37,020 a year, or $17.80 an hour. Pay ranges from $36,680 for the lowest-paid 10% to $62,610 for the top 10%.
How much do the highest-paid credit counselors make in Johnson City, TN?
The top 10% of credit counselors in the Johnson City, TN metro area earn at least $62,610 a year. The top 25% earn $37,020 or more.
What is the starting pay for credit counselors in Johnson City, TN?
Entry-level pay (the 10th percentile) is about $36,680 a year, and a quarter of credit counselors earn $37,020 or less.
How many credit counselors work in Johnson City, TN?
About 80 credit counselors are employed in the Johnson City, TN metro area, not counting the self-employed.