Loan Officer salary in Johnson City, TN
Loan Officers in the Johnson City, TN metro area earn a median of $63,590 a year ($30.57 an hour), based on BLS data for 190 workers.
Pay ranges from $36,190 for the lowest-paid 10% to $126,700 for the top 10%. That is 17% lower than the national median of $76,690. Pay here is 1% higher than the Tennessee statewide median of $62,800. There are 2.3 loan officers per 1,000 jobs here — the job is 1.3× more common than nationally. The average (mean) salary is $74,210, above the median because a few high earners pull it up.
Pay range for loan officers in Johnson City, TN
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $36,190 | $17.40 |
| 25th percentile | $46,050 | $22.14 |
| Median | $63,590 | $30.57 |
| 75th percentile | $96,240 | $46.27 |
| 90th percentile (top earners) | $126,700 | $60.91 |
| Average (mean) | $74,210 | $35.68 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,299.17 |
| Semi-monthly (24 a year) | $2,649.58 |
| Biweekly (26 a year) | $2,445.77 |
| Weekly | $1,222.88 |
| Hourly | $30.57 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Loan Officer salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Knoxville, TN | $63,830 | 930 |
| Memphis, TN-MS-AR | $63,250 | 930 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | $62,800 | 1,770 |
| Chattanooga, TN-GA | $62,460 | 480 |
| Jackson, TN | $61,500 | 150 |
| Clarksville, TN-KY | $60,270 | 210 |
| Kingsport-Bristol, TN-VA | $60,250 | 260 |
| Cleveland, TN | $57,010 | 90 |
| Morristown, TN | $47,130 | 50 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
See Loan Officer pay in every state or the Tennessee statewide figures.
Related jobs in Johnson City, TN
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $64,710 | $31.11 |
| Personal Financial Advisor | $76,850 | $36.95 |
| Credit Counselor | $37,020 | $17.80 |
| Financial Specialists, All Other | $75,460 | $36.28 |
| Financial and Investment Analysts | $84,500 | $40.63 |
| Credit Analyst | $63,790 | $30.67 |
| Human Resources Specialist | $61,730 | $29.68 |
| Management Analyst | $88,610 | $42.60 |
| Project Management Specialist | $78,100 | $37.55 |
| Buyers and Purchasing Agents | $60,110 | $28.90 |
| Business Operations Specialists, All Other | $73,320 | $35.25 |
| Market Research Analysts and Marketing Specialists | $58,760 | $28.25 |
| Training and Development Specialists | $58,000 | $27.89 |
| Compliance Officer | $61,520 | $29.58 |
More: Business and Financial Operations Occupations · all salaries in Johnson City, TN
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in Johnson City, TN?
The median salary for loan officers in the Johnson City, TN metro area is $63,590 a year, or $30.57 an hour. Pay ranges from $36,190 for the lowest-paid 10% to $126,700 for the top 10%.
How much do the highest-paid loan officers make in Johnson City, TN?
The top 10% of loan officers in the Johnson City, TN metro area earn at least $126,700 a year. The top 25% earn $96,240 or more.
What is the starting pay for loan officers in Johnson City, TN?
Entry-level pay (the 10th percentile) is about $36,190 a year, and a quarter of loan officers earn $46,050 or less.
How many loan officers work in Johnson City, TN?
About 190 loan officers are employed in the Johnson City, TN metro area, not counting the self-employed.