Loan Officer salary in Stockton-Lodi, CA
Loan Officers in the Stockton-Lodi, CA metro area earn a median of $79,810 a year ($38.37 an hour), based on BLS data for 210 workers.
Pay ranges from $38,780 for the lowest-paid 10% to $196,880 for the top 10%. That is 4% higher than the national median of $76,690. Pay here is 2% lower than the California statewide median of $81,770. There are 0.73 loan officers per 1,000 jobs here — the job is less common than nationally (location quotient 0.41). The average (mean) salary is $103,440, above the median because a few high earners pull it up.
Pay range for loan officers in Stockton-Lodi, CA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $38,780 | $18.64 |
| 25th percentile | $61,610 | $29.62 |
| Median | $79,810 | $38.37 |
| 75th percentile | $130,680 | $62.83 |
| 90th percentile (top earners) | $196,880 | $94.65 |
| Average (mean) | $103,440 | $49.73 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,650.83 |
| Semi-monthly (24 a year) | $3,325.42 |
| Biweekly (26 a year) | $3,069.62 |
| Weekly | $1,534.81 |
| Hourly | $38.37 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $79,810 salary, see how much house you can afford in California at today's mortgage rates, or work out a payment with the mortgage calculator.
Loan Officer salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| San Francisco-Oakland-Fremont, CA | $103,000 | 3,330 |
| Salinas, CA | $95,640 | 140 |
| San Jose-Sunnyvale-Santa Clara, CA | $95,090 | 1,140 |
| Santa Maria-Santa Barbara, CA | $86,200 | 180 |
| Vallejo, CA | $83,110 | 170 |
| San Luis Obispo-Paso Robles, CA | $82,470 | 100 |
| Modesto, CA | $82,250 | 190 |
| San Diego-Chula Vista-Carlsbad, CA | $81,770 | 2,360 |
| Santa Rosa-Petaluma, CA | $80,370 | 290 |
| Los Angeles-Long Beach-Anaheim, CA | $80,360 | 9,690 |
| Napa, CA | $80,070 | 60 |
| Sacramento-Roseville-Folsom, CA | $79,190 | 1,580 |
| Merced, CA | $78,940 | 90 |
| Santa Cruz-Watsonville, CA | $78,940 | 70 |
| Riverside-San Bernardino-Ontario, CA | $78,710 | 1,500 |
| El Centro, CA | $78,350 | 60 |
| Fresno, CA | $78,060 | 470 |
| Yuba City, CA | $77,770 | 80 |
| Redding, CA | $76,790 | 80 |
| Bakersfield-Delano, CA | $76,500 | 290 |
| Visalia, CA | $75,770 | 140 |
| Chico, CA | $68,170 | 80 |
| Oxnard-Thousand Oaks-Ventura, CA | $64,470 | 1,010 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
See Loan Officer pay in every state or the California statewide figures.
Related jobs in Stockton-Lodi, CA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $83,570 | $40.18 |
| Financial and Investment Analysts | $102,040 | $49.06 |
| Financial Specialists, All Other | $78,860 | $37.91 |
| Personal Financial Advisor | $95,840 | $46.08 |
| Tax Preparer | $61,460 | $29.55 |
| Property Appraisers and Assessors | $59,180 | $28.45 |
| Tax Examiners and Collectors, and Revenue Agents | $95,490 | $45.91 |
| Budget Analyst | $95,870 | $46.09 |
| Business Operations Specialists, All Other | $78,120 | $37.56 |
| Human Resources Specialist | $76,560 | $36.81 |
| Project Management Specialist | $104,240 | $50.11 |
| Management Analyst | $96,270 | $46.28 |
| Training and Development Specialists | $60,580 | $29.12 |
| Market Research Analysts and Marketing Specialists | $73,650 | $35.41 |
More: Business and Financial Operations Occupations · all salaries in Stockton-Lodi, CA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in Stockton-Lodi, CA?
The median salary for loan officers in the Stockton-Lodi, CA metro area is $79,810 a year, or $38.37 an hour. Pay ranges from $38,780 for the lowest-paid 10% to $196,880 for the top 10%.
How much do the highest-paid loan officers make in Stockton-Lodi, CA?
The top 10% of loan officers in the Stockton-Lodi, CA metro area earn at least $196,880 a year. The top 25% earn $130,680 or more.
What is the starting pay for loan officers in Stockton-Lodi, CA?
Entry-level pay (the 10th percentile) is about $38,780 a year, and a quarter of loan officers earn $61,610 or less.
How many loan officers work in Stockton-Lodi, CA?
About 210 loan officers are employed in the Stockton-Lodi, CA metro area, not counting the self-employed.