Insurance Underwriter salary in St. Louis, MO-IL
Insurance Underwriters in the St. Louis, MO-IL metro area earn a median of $82,270 a year ($39.55 an hour), based on BLS data for 990 workers.
Pay ranges from $59,360 for the lowest-paid 10% to $127,360 for the top 10%. That is 1% higher than the national median of $81,370. Pay here is 3% higher than the Missouri statewide median of $80,040. There are 0.74 insurance underwriters per 1,000 jobs here — close to the national average. The average (mean) salary is $87,960, above the median because a few high earners pull it up.
Pay range for insurance underwriters in St. Louis, MO-IL
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $59,360 | $28.54 |
| 25th percentile | $65,080 | $31.29 |
| Median | $82,270 | $39.55 |
| 75th percentile | $99,660 | $47.92 |
| 90th percentile (top earners) | $127,360 | $61.23 |
| Average (mean) | $87,960 | $42.29 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,855.83 |
| Semi-monthly (24 a year) | $3,427.92 |
| Biweekly (26 a year) | $3,164.23 |
| Weekly | $1,582.12 |
| Hourly | $39.55 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Chicago-Naperville-Elgin, IL-IN | $99,840 | 4,060 |
| Kansas City, MO-KS | $84,800 | 970 |
| Davenport-Moline-Rock Island, IA-IL | $80,070 | 80 |
| Jefferson City, MO | $75,970 | 60 |
| Peoria, IL | $75,910 | 250 |
| Springfield, IL | $74,680 | 70 |
| Columbia, MO | $63,540 | 270 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the Missouri statewide figures.
Related jobs in St. Louis, MO-IL
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $78,880 | $37.92 |
| Loan Officer | $74,510 | $35.82 |
| Financial and Investment Analysts | $99,950 | $48.05 |
| Personal Financial Advisor | $103,690 | $49.85 |
| Financial Specialists, All Other | $85,240 | $40.98 |
| Financial Examiner | $80,430 | $38.67 |
| Property Appraisers and Assessors | $59,610 | $28.66 |
| Credit Analyst | $73,850 | $35.51 |
| Financial Risk Specialist | $97,920 | $47.08 |
| Tax Preparer | $69,210 | $33.27 |
| Budget Analyst | $96,930 | $46.60 |
| Credit Counselor | $49,550 | $23.82 |
| Tax Examiners and Collectors, and Revenue Agents | $83,390 | $40.09 |
| Project Management Specialist | $100,510 | $48.32 |
More: Business and Financial Operations Occupations · all salaries in St. Louis, MO-IL
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in St. Louis, MO-IL?
The median salary for insurance underwriters in the St. Louis, MO-IL metro area is $82,270 a year, or $39.55 an hour. Pay ranges from $59,360 for the lowest-paid 10% to $127,360 for the top 10%.
How much do the highest-paid insurance underwriters make in St. Louis, MO-IL?
The top 10% of insurance underwriters in the St. Louis, MO-IL metro area earn at least $127,360 a year. The top 25% earn $99,660 or more.
What is the starting pay for insurance underwriters in St. Louis, MO-IL?
Entry-level pay (the 10th percentile) is about $59,360 a year, and a quarter of insurance underwriters earn $65,080 or less.
How many insurance underwriters work in St. Louis, MO-IL?
About 990 insurance underwriters are employed in the St. Louis, MO-IL metro area, not counting the self-employed.