Insurance Underwriter salary in Oxnard-Thousand Oaks-Ventura, CA
Insurance Underwriters in the Oxnard-Thousand Oaks-Ventura, CA metro area earn a median of $83,240 a year ($40.02 an hour), based on BLS data for 100 workers.
Pay ranges from $61,830 for the lowest-paid 10% to $165,570 for the top 10%. That is 2% higher than the national median of $81,370. Pay here is 13% lower than the California statewide median of $95,320. There are 0.32 insurance underwriters per 1,000 jobs here — the job is less common than nationally (location quotient 0.48). The average (mean) salary is $96,350, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Oxnard-Thousand Oaks-Ventura, CA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $61,830 | $29.73 |
| 25th percentile | $64,980 | $31.24 |
| Median | $83,240 | $40.02 |
| 75th percentile | $116,790 | $56.15 |
| 90th percentile (top earners) | $165,570 | $79.60 |
| Average (mean) | $96,350 | $46.32 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,936.67 |
| Semi-monthly (24 a year) | $3,468.33 |
| Biweekly (26 a year) | $3,201.54 |
| Weekly | $1,600.77 |
| Hourly | $40.02 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $83,240 salary, see how much house you can afford in California at today's mortgage rates, or work out a payment with the mortgage calculator.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| San Diego-Chula Vista-Carlsbad, CA | $98,210 | 520 |
| Los Angeles-Long Beach-Anaheim, CA | $97,870 | 2,090 |
| Fresno, CA | $95,880 | 70 |
| San Jose-Sunnyvale-Santa Clara, CA | $95,830 | n/a |
| Sacramento-Roseville-Folsom, CA | $91,340 | 660 |
| San Francisco-Oakland-Fremont, CA | $84,520 | 1,350 |
| Riverside-San Bernardino-Ontario, CA | $79,590 | 240 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the California statewide figures.
Related jobs in Oxnard-Thousand Oaks-Ventura, CA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $90,340 | $43.44 |
| Loan Officer | $64,470 | $31.00 |
| Financial and Investment Analysts | $105,030 | $50.50 |
| Personal Financial Advisor | $98,260 | $47.24 |
| Financial Specialists, All Other | $84,390 | $40.57 |
| Tax Preparer | $62,050 | $29.83 |
| Property Appraisers and Assessors | $78,690 | $37.83 |
| Financial Risk Specialist | $102,640 | $49.35 |
| Credit Analyst | $85,530 | $41.12 |
| Credit Counselor | $60,110 | $28.90 |
| Financial Examiner | $84,040 | $40.41 |
| Tax Examiners and Collectors, and Revenue Agents | $97,680 | $46.96 |
| Budget Analyst | $96,260 | $46.28 |
| Business Operations Specialists, All Other | $87,340 | $41.99 |
More: Business and Financial Operations Occupations · all salaries in Oxnard-Thousand Oaks-Ventura, CA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Oxnard-Thousand Oaks-Ventura, CA?
The median salary for insurance underwriters in the Oxnard-Thousand Oaks-Ventura, CA metro area is $83,240 a year, or $40.02 an hour. Pay ranges from $61,830 for the lowest-paid 10% to $165,570 for the top 10%.
How much do the highest-paid insurance underwriters make in Oxnard-Thousand Oaks-Ventura, CA?
The top 10% of insurance underwriters in the Oxnard-Thousand Oaks-Ventura, CA metro area earn at least $165,570 a year. The top 25% earn $116,790 or more.
What is the starting pay for insurance underwriters in Oxnard-Thousand Oaks-Ventura, CA?
Entry-level pay (the 10th percentile) is about $61,830 a year, and a quarter of insurance underwriters earn $64,980 or less.
How many insurance underwriters work in Oxnard-Thousand Oaks-Ventura, CA?
About 100 insurance underwriters are employed in the Oxnard-Thousand Oaks-Ventura, CA metro area, not counting the self-employed.