Insurance Underwriter salary in North Carolina
Insurance Underwriters in North Carolina earn a median of $77,120 a year ($37.08 an hour), based on BLS data for 3,460 workers.
Pay ranges from $48,560 for the lowest-paid 10% to $129,980 for the top 10%. That is 5% lower than the national median of $81,370. North Carolina ranks 35th of 49 states for insurance underwriters pay. There are 0.70 insurance underwriters per 1,000 jobs here — close to the national average. The average (mean) salary is $83,920, above the median because a few high earners pull it up.
Pay range for insurance underwriters in North Carolina
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $48,560 | $23.35 |
| 25th percentile | $58,950 | $28.34 |
| Median | $77,120 | $37.08 |
| 75th percentile | $100,680 | $48.40 |
| 90th percentile (top earners) | $129,980 | $62.49 |
| Average (mean) | $83,920 | $40.35 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,426.67 |
| Semi-monthly (24 a year) | $3,213.33 |
| Biweekly (26 a year) | $2,966.15 |
| Weekly | $1,483.08 |
| Hourly | $37.08 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Underwriter salary in cities in North Carolina
| Metro area | Median salary | Workers |
|---|---|---|
| Charlotte-Concord-Gastonia, NC-SC | $80,080 | 1,140 |
| Durham-Chapel Hill, NC | $79,830 | 60 |
| Raleigh-Cary, NC | $79,210 | 520 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $77,980 | 470 |
| Greensboro-High Point, NC | $75,930 | 150 |
| Winston-Salem, NC | $75,840 | 140 |
| Burlington, NC | $58,790 | 40 |
| Goldsboro, NC | $58,110 | 50 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
Related jobs in North Carolina
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $82,050 | $39.45 |
| Financial and Investment Analysts | $102,390 | $49.22 |
| Personal Financial Advisor | $96,880 | $46.58 |
| Loan Officer | $75,920 | $36.50 |
| Financial Specialists, All Other | $80,900 | $38.90 |
| Credit Analyst | $94,570 | $45.46 |
| Financial Risk Specialist | $132,040 | $63.48 |
| Tax Preparer | $48,130 | $23.14 |
| Financial Examiner | $100,730 | $48.43 |
| Property Appraisers and Assessors | $66,700 | $32.07 |
| Budget Analyst | $82,350 | $39.59 |
| Tax Examiners and Collectors, and Revenue Agents | $61,950 | $29.78 |
| Credit Counselor | $46,180 | $22.20 |
| Business Operations Specialists, All Other | $80,230 | $38.57 |
More: Business and Financial Operations Occupations · all salaries in North Carolina
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in North Carolina?
The median salary for insurance underwriters in North Carolina is $77,120 a year, or $37.08 an hour. Pay ranges from $48,560 for the lowest-paid 10% to $129,980 for the top 10%.
How much do the highest-paid insurance underwriters make in North Carolina?
The top 10% of insurance underwriters in North Carolina earn at least $129,980 a year. The top 25% earn $100,680 or more.
What is the starting pay for insurance underwriters in North Carolina?
Entry-level pay (the 10th percentile) is about $48,560 a year, and a quarter of insurance underwriters earn $58,950 or less.
How many insurance underwriters work in North Carolina?
About 3,460 insurance underwriters are employed in North Carolina, not counting the self-employed.