Insurance Underwriter salary in Charlottesville, VA
Insurance Underwriters in the Charlottesville, VA metro area earn a median of $81,580 a year ($39.22 an hour), based on BLS data for 40 workers.
Pay ranges from $53,390 for the lowest-paid 10% to $132,000 for the top 10%. That is about the same as the national median of $81,370. Pay here is about the same as the Virginia statewide median of $81,870. There are 0.33 insurance underwriters per 1,000 jobs here — the job is less common than nationally (location quotient 0.48). The average (mean) salary is $88,470, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Charlottesville, VA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $53,390 | $25.67 |
| 25th percentile | $60,400 | $29.04 |
| Median | $81,580 | $39.22 |
| 75th percentile | $112,160 | $53.93 |
| 90th percentile (top earners) | $132,000 | $63.46 |
| Average (mean) | $88,470 | $42.54 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,798.33 |
| Semi-monthly (24 a year) | $3,399.17 |
| Biweekly (26 a year) | $3,137.69 |
| Weekly | $1,568.85 |
| Hourly | $39.22 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | $90,990 | 900 |
| Richmond, VA | $81,400 | 950 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $77,980 | 470 |
| Roanoke, VA | $66,670 | 70 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the Virginia statewide figures.
Related jobs in Charlottesville, VA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $81,530 | $39.20 |
| Loan Officer | $60,610 | $29.14 |
| Financial Specialists, All Other | $83,230 | $40.02 |
| Personal Financial Advisor | $126,940 | $61.03 |
| Financial and Investment Analysts | $105,210 | $50.58 |
| Budget Analyst | $86,390 | $41.53 |
| Property Appraisers and Assessors | $64,780 | $31.15 |
| Project Management Specialist | $97,680 | $46.96 |
| Business Operations Specialists, All Other | $66,640 | $32.04 |
| Management Analyst | $87,100 | $41.88 |
| Market Research Analysts and Marketing Specialists | $72,010 | $34.62 |
| Human Resources Specialist | $82,430 | $39.63 |
| Buyers and Purchasing Agents | $78,020 | $37.51 |
| Training and Development Specialists | $77,450 | $37.24 |
More: Business and Financial Operations Occupations · all salaries in Charlottesville, VA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Charlottesville, VA?
The median salary for insurance underwriters in the Charlottesville, VA metro area is $81,580 a year, or $39.22 an hour. Pay ranges from $53,390 for the lowest-paid 10% to $132,000 for the top 10%.
How much do the highest-paid insurance underwriters make in Charlottesville, VA?
The top 10% of insurance underwriters in the Charlottesville, VA metro area earn at least $132,000 a year. The top 25% earn $112,160 or more.
What is the starting pay for insurance underwriters in Charlottesville, VA?
Entry-level pay (the 10th percentile) is about $53,390 a year, and a quarter of insurance underwriters earn $60,400 or less.
How many insurance underwriters work in Charlottesville, VA?
About 40 insurance underwriters are employed in the Charlottesville, VA metro area, not counting the self-employed.